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Mahoning County/Sebring/44672

44672

ZIPSAFMR
Mahoning County, OH
Zillow

ZIP Investment Score

99Above average

095130300
BRFMR
Eff. Rent
0 BR$900$610
1 BR$950$650
2 BR$1,190$710
3 BR$1,540$930
4 BR$1,630$1,030
5 BR$1,874Not available
6 BR$2,156Not available
7 BR$2,479Not available
8 BR$2,851Not available

Purchase Price Calculator

Maximum purchase price
$43,589

Cost breakdown

+Likely effective rent$710
HUD FMR$1,190
Market rentUsed$710
Est. payment standard (90%)$1,070
-Principal and interest-$220
Loan amount$34,871
Down payment$8,718
Rate6.50%
Term30 years
-Operating costs-$290
Property taxes-$44
Insurance-$175
Utilities$0
HOA$0
Management-$71
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$11,801(135.4% ROI)
Projected value
$46,941
Return breakdown
Property appreciation+$3,352
Loan principal paid down+$1,249
Rental cash flow+$7,200
5-year hold
+$19,956(228.9% ROI)
Projected value
$49,317
Return breakdown
Property appreciation+$5,728
Loan principal paid down+$2,228
Rental cash flow+$12,000
10-year hold
+$41,517(476.2% ROI)
Projected value
$55,798
Return breakdown
Property appreciation+$12,209
Loan principal paid down+$5,309
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.48
1 BR
1.46
2 BR
1.68
3 BR
1.66
4 BR
1.58
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 44672 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 44672 (Sebring, OH) is $1,190 a month. That is up 11.2% from $1,070 in FY 2026. Sebring is in the Youngstown-Warren, OH MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,003. Among 42 ZIP codes in Mahoning County, 44672 has the highest two-bedroom rent (county range $1,000–$1,190). The median county two-bedroom FMR in Ohio is $1,048, so ZIP 44672 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 44672
BedroomsFY 2027Change90–110% range
Studio$900+11.1%$810–$990
1BR$950+11.8%$855–$1,045
2BR$1,190+11.2%$1,071–$1,309
3BR$1,540+10.0%$1,386–$1,694
4BR$1,630+10.1%$1,467–$1,793

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 44672
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$900$950$1,190$1,540$1,630
FY 2026$810$850$1,070$1,400$1,480
FY 2025$680$720$910$1,190$1,270
FY 2024$630$680$860$1,130$1,200
FY 2023$570$630$790$1,060$1,120

Two-bedroom rent in nearby Mahoning County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 44672
44509$1,020−14.3%
44510$1,000−16.0%
44511$1,010−15.1%
44512$1,020−14.3%
44513$1,000−16.0%
44514$1,170−1.7%
44515$1,000−16.0%
44555$1,090−8.4%
44601$1,000−16.0%
44609$1,000−16.0%
44619$1,000−16.0%
44672Current$1,190—

Questions about ZIP 44672 rents

How much will Section 8 pay for a two-bedroom in ZIP 44672?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,003, which applies unless the housing authority uses Small Area FMRs, that basic range is $903 to $1,103 a month; under the ZIP-level Small Area FMR of $1,190 it would be $1,071 to $1,309. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 44672 in?

ZIP 44672 is in the Youngstown-Warren, OH MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,003.

How much did fair market rent change in ZIP 44672 for FY 2027?

The two-bedroom FMR rose 11.2%, from $1,070 in FY 2026 to $1,190 in FY 2027. Since FY 2023 it has risen 50.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSebring, OH fair market rentOH statewide rentsWhat is SAFMR?Data sources