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Hamilton County/Cincinnati/45252

45252

ZIPSAFMR
Hamilton County, OH
Zillow

ZIP Investment Score

71Below average

095130300
BRFMR
Eff. Rent
0 BR$920$1,010
1 BR$990$1,070
2 BR$1,260$1,390
3 BR$1,660$1,830
4 BR$1,870$2,020
5 BR$2,151Not available
6 BR$2,473Not available
7 BR$2,844Not available
8 BR$3,271Not available

Purchase Price Calculator

Maximum purchase price
$144,637

Cost breakdown

+Likely effective rent$1,390
HUD FMR$1,260
Market rent$1,490
Est. payment standard (110%)Used$1,390
-Principal and interest-$731
Loan amount$115,710
Down payment$28,927
Rate6.50%
Term30 years
-Operating costs-$459
Property taxes-$145
Insurance-$175
Utilities$0
HOA$0
Management-$139
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,467(77.7% ROI)
Projected value
$155,758
Return breakdown
Property appreciation+$11,121
Loan principal paid down+$4,146
Rental cash flow+$7,200
5-year hold
+$38,399(132.7% ROI)
Projected value
$163,643
Return breakdown
Property appreciation+$19,006
Loan principal paid down+$7,393
Rental cash flow+$12,000
10-year hold
+$82,126(283.9% ROI)
Projected value
$185,148
Return breakdown
Property appreciation+$40,511
Loan principal paid down+$17,615
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.83
1 BR
0.88
2 BR
0.85
3 BR
0.79
4 BR
0.89
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 45252 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 45252 (Cincinnati, OH) is $1,260 a month. That is unchanged from FY 2026. Cincinnati is in the Cincinnati, OH-KY-IN HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 68 ZIP codes in Hamilton County, 45252 has the 54th-highest two-bedroom rent (county range $1,040–$2,160). The median county two-bedroom FMR in Ohio is $1,048, so ZIP 45252 is 20% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 45252
BedroomsFY 2027Change90–110% range
Studio$920+3.4%$828–$1,012
1BR$990+1.0%$891–$1,089
2BR$1,2600.0%$1,134–$1,386
3BR$1,6600.0%$1,494–$1,826
4BR$1,870+1.6%$1,683–$2,057

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 45252
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$920$990$1,260$1,660$1,870
FY 2026$890$980$1,260$1,660$1,840
FY 2025$910$1,030$1,330$1,760$1,950
FY 2024$870$980$1,280$1,700$1,890
FY 2023$860$980$1,280$1,710$1,930

Two-bedroom rent in nearby Hamilton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 45252
45244$1,470+16.7%
45246$1,660+31.7%
45247$1,400+11.1%
45248$1,400+11.1%
45249$1,910+51.6%
45250$1,400+11.1%
45251$1,750+38.9%
45252Current$1,260—
45253$1,400+11.1%
45254$1,400+11.1%
45255$1,700+34.9%
45258$1,400+11.1%

Questions about ZIP 45252 rents

How much will Section 8 pay for a two-bedroom in ZIP 45252?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,260, that basic range is $1,134 to $1,386 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 45252 in?

ZIP 45252 is in the Cincinnati, OH-KY-IN HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 45252 for FY 2027?

The two-bedroom FMR was unchanged at $1,260 in FY 2027. Since FY 2023 it has fallen 1.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCincinnati, OH fair market rentOH statewide rentsWhat is SAFMR?Data sources