52801

ZIPSAFMR

Scott County, IA

ZIP Investment Score

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$820	$730	8.6%
1 BR	$890	$980	5.4%
2 BR	$1,100	$1,110	5.4%
3 BR	$1,450	$1,290	5.6%
4 BR	$1,770	$1,510	7.6%
5 BR	$2,035	Not available	7.6%
6 BR	$2,341	Not available	7.6%
7 BR	$2,692	Not available	7.6%
8 BR	$3,096	Not available	7.6%

Purchase Price Calculator

Maximum purchase price

$103,029

Cost breakdown

+Likely effective rent$1,110

HUD FMR$1,100

Market rent$1,110

Est. payment standard (101%)Used$1,110

-Principal and interest-$521

Loan amount$82,423

Down payment$20,606

Rate6.50%

Term30 years

-Operating costs-$389

Property taxes-$103

Insurance-$175

Utilities$0

HOA$0

Management-$111

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$18,075(87.7% ROI)

Projected value

$110,951

Return breakdown

Property appreciation+$7,922

Loan principal paid down+$2,953

Rental cash flow+$7,200

5-year hold

+$30,805(149.5% ROI)

Projected value

$116,568

Return breakdown

Property appreciation+$13,539

Loan principal paid down+$5,266

Rental cash flow+$12,000

10-year hold

+$65,405(317.4% ROI)

Projected value

$131,886

Return breakdown

Property appreciation+$28,857

Loan principal paid down+$12,548

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.12ratio

FMR$820

Market$730

vs market+$90

FMR is above market; underwrite to market rent.

1.12

1 BR

0.86ratio

FMR$890

Market$1,040

vs market-$150

FMR is below market; voucher rent may lag private rents.

0.86

2 BR

0.99ratio

FMR$1,100

Market$1,110

vs market-$10

FMR is near market; voucher and private rents are aligned.

0.99

3 BR

1.12ratio

FMR$1,450

Market$1,290

vs market+$160

FMR is above market; underwrite to market rent.

1.12

4 BR

1.17ratio

FMR$1,770

Market$1,510

vs market+$260

FMR is above market; underwrite to market rent.

1.17

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 52801 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 52801 (Davenport, IA) is $1,100 a month. That is down 6.0% from $1,170 in FY 2026. Davenport is in the Davenport-Moline-Rock Island, IA-IL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,056. Among 24 ZIP codes in Scott County, 52801 is tied for the 13th-highest two-bedroom rent (county range $1,030–$1,580). The median county two-bedroom FMR in Iowa is $927, so ZIP 52801 is 19% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 52801
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$840	$820	−2.4%	$738–$902
1BR	$950	$890	−6.3%	$801–$979
2BR	$1,170	$1,100	−6.0%	$990–$1,210
3BR	$1,530	$1,450	−5.2%	$1,305–$1,595
4BR	$1,860	$1,770	−4.8%	$1,593–$1,947

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 52801
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$820	$890	$1,100	$1,450	$1,770
FY 2026	$840	$950	$1,170	$1,530	$1,860
FY 2025	$700	$830	$1,020	$1,330	$1,570
FY 2024	$640	$760	$940	$1,230	$1,420
FY 2023	$590	$710	$880	$1,160	$1,310

Two-bedroom rent in nearby Scott County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 52801
52768	$1,190	+8.2%
52769	$1,120	+1.8%
52773	$1,030	−6.4%
52801Current	$1,100	—
52802	$1,130	+2.7%
52803	$1,030	−6.4%
52804	$1,060	−3.6%
52805	$1,100	0.0%
52806	$1,120	+1.8%
52807	$1,050	−4.5%
52808	$1,100	0.0%
52809	$1,100	0.0%

Questions about ZIP 52801 rents

How much will Section 8 pay for a two-bedroom in ZIP 52801?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,056, which applies unless the housing authority uses Small Area FMRs, that basic range is $950 to $1,162 a month; under the ZIP-level Small Area FMR of $1,100 it would be $990 to $1,210. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 52801 in?

ZIP 52801 is in the Davenport-Moline-Rock Island, IA-IL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,056.

How much did fair market rent change in ZIP 52801 for FY 2027?

The two-bedroom FMR fell 6.0%, from $1,170 in FY 2026 to $1,100 in FY 2027. Since FY 2023 it has risen 25.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Davenport, IA fair market rent IA statewide rents What is SAFMR?Data sources