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Scott County/Davenport/52806

52806

ZIPSAFMR
Scott County, IA
Zillow

ZIP Investment Score

109Above average

095130300
BRFMR
Eff. Rent
0 BR$840$920
1 BR$900$990
2 BR$1,120$1,170
3 BR$1,480$1,500
4 BR$1,800$1,870
5 BR$2,070Not available
6 BR$2,380Not available
7 BR$2,738Not available
8 BR$3,148Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMR$1,120
Market rent$1,200
Est. payment standard (105%)Used$1,170
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.84
2 BR
0.93
3 BR
0.98
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 52806 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 52806 (Davenport, IA) is $1,120 a month. That is down 5.1% from $1,180 in FY 2026. Davenport is in the Davenport-Moline-Rock Island, IA-IL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,056. Among 24 ZIP codes in Scott County, 52806 is tied for the 11th-highest two-bedroom rent (county range $1,030–$1,580). The median county two-bedroom FMR in Iowa is $927, so ZIP 52806 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 52806
BedroomsFY 2027Change90–110% range
Studio$8400.0%$756–$924
1BR$900−6.2%$810–$990
2BR$1,120−5.1%$1,008–$1,232
3BR$1,480−4.5%$1,332–$1,628
4BR$1,800−4.3%$1,620–$1,980

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 52806
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$840$900$1,120$1,480$1,800
FY 2026$840$960$1,180$1,550$1,880
FY 2025$720$850$1,050$1,370$1,620
FY 2024$650$780$960$1,260$1,450
FY 2023$620$740$920$1,210$1,370

Two-bedroom rent in nearby Scott County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 52806
52768$1,190+6.3%
52769$1,1200.0%
52773$1,030−8.0%
52801$1,100−1.8%
52802$1,130+0.9%
52803$1,030−8.0%
52804$1,060−5.4%
52805$1,100−1.8%
52806Current$1,120—
52807$1,050−6.2%
52808$1,100−1.8%
52809$1,100−1.8%

Questions about ZIP 52806 rents

How much will Section 8 pay for a two-bedroom in ZIP 52806?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,056, which applies unless the housing authority uses Small Area FMRs, that basic range is $950 to $1,162 a month; under the ZIP-level Small Area FMR of $1,120 it would be $1,008 to $1,232. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 52806 in?

ZIP 52806 is in the Davenport-Moline-Rock Island, IA-IL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,056.

How much did fair market rent change in ZIP 52806 for FY 2027?

The two-bedroom FMR fell 5.1%, from $1,180 in FY 2026 to $1,120 in FY 2027. Since FY 2023 it has risen 21.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDavenport, IA fair market rentIA statewide rentsWhat is SAFMR?Data sources