55442
ZIPSAFMR
Hennepin County, MN
BRFMR
Eff. Rent
0 BR$1,550$1,430
1 BR$1,750$1,470
2 BR$2,130$2,100
3 BR$2,820$2,270
4 BR$3,150$2,760
5 BR$3,622
6 BR$4,166
7 BR$4,791
8 BR$5,509

Purchase Price Calculator

Maximum purchase price
$250,143

Cost breakdown

+Likely effective rent$2,100
HUD FMR$2,130
Market rentUsed$2,100
Est. payment standard (99%)$2,110
Market rent is below the inferred standard ($2,110, 99% of FMR).
-Principal and interest-$1,265
Loan amount$200,114
Down payment$50,029
Rate6.50%
Term30 years
-Operating costs-$635
Property taxes-$250
Insurance-$175
Utilities$0
HOA$0
Management-$210
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,603(67.2% ROI)
Projected value
$269,376
Current value$250,143
Return breakdown
Property appreciation+$19,234
Loan principal paid down+$7,170
Rental cash flow+$7,200
5-year hold
+$57,656(115.2% ROI)
Projected value
$283,013
Current value$250,143
Return breakdown
Property appreciation+$32,871
Loan principal paid down+$12,785
Rental cash flow+$12,000
10-year hold
+$124,526(248.9% ROI)
Projected value
$320,204
Current value$250,143
Return breakdown
Property appreciation+$70,061
Loan principal paid down+$30,465
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$1,550
Market$1,430
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,395 / 0.98 ratio110% standard$1,705 / 1.19 ratio
1.08
1 BR
1 BR
1.19ratio
FMR$1,750
Market$1,470
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$1,575 / 1.07 ratio110% standard$1,925 / 1.31 ratio
1.19
2 BR
2 BR
1.01ratio
FMR$2,130
Market$2,100
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,917 / 0.91 ratio110% standard$2,343 / 1.12 ratio
1.01
3 BR
3 BR
1.24ratio
FMR$2,820
Market$2,270
vs market+$550

FMR is above market; underwrite to market rent.

90% standard$2,538 / 1.12 ratio110% standard$3,102 / 1.37 ratio
1.24
4 BR
4 BR
1.14ratio
FMR$3,150
Market$2,760
vs market+$390

FMR is above market; underwrite to market rent.

90% standard$2,835 / 1.03 ratio110% standard$3,465 / 1.26 ratio
1.14
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 55442 (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

55442 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 55442 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,130 and the 4 bedroom fair market rent is $3,150.

Use this page for searches like 55442 FMR, 55442 fair market rent, and 55442 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 55442
Bedroom sizeHUD FMR
Studio$1,550
1 bedroom$1,750
2 bedroom$2,130
3 bedroom$2,820
4 bedroom$3,150