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Judith Basin County/Stanford/59479

59479

ZIPSAFMR
Judith Basin County, MT
Zillow

ZIP Investment Score

76Below average

095130300
BRFMR
Eff. Rent
0 BR$890$890
1 BR$910$910
2 BR$1,160$1,160
3 BR$1,610$1,610
4 BR$1,910$1,910
5 BR$2,197Not available
6 BR$2,526Not available
7 BR$2,905Not available
8 BR$3,341Not available

Purchase Price Calculator

Maximum purchase price
$110,459

Cost breakdown

+Likely effective rent$1,160
HUD FMRUsed$1,160
Market rentN/A
Est. payment standardN/A
-Principal and interest-$559
Loan amount$88,367
Down payment$22,092
Rate6.50%
Term30 years
-Operating costs-$401
Property taxes-$110
Insurance-$175
Utilities$0
HOA$0
Management-$116
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,859(85.4% ROI)
Projected value
$118,952
Return breakdown
Property appreciation+$8,493
Loan principal paid down+$3,166
Rental cash flow+$7,200
5-year hold
+$32,161(145.6% ROI)
Projected value
$124,974
Return breakdown
Property appreciation+$14,515
Loan principal paid down+$5,646
Rental cash flow+$12,000
10-year hold
+$68,391(309.6% ROI)
Projected value
$141,397
Return breakdown
Property appreciation+$30,938
Loan principal paid down+$13,453
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 59479 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 59479 (Stanford, MT) is $1,160 a month. That is unchanged from FY 2026. Stanford is in the Judith Basin County, MT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,162. Among 9 ZIP codes in Judith Basin County, 59479 is tied for the 7th-highest two-bedroom rent (county range $1,150–$1,620). The median county two-bedroom FMR in Montana is $1,310, so ZIP 59479 is 11% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 59479
BedroomsFY 2027Change90–110% range
Studio$890+2.3%$801–$979
1BR$9100.0%$819–$1,001
2BR$1,1600.0%$1,044–$1,276
3BR$1,610+1.9%$1,449–$1,771
4BR$1,910+1.6%$1,719–$2,101

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 59479
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$890$910$1,160$1,610$1,910
FY 2026$870$910$1,160$1,580$1,880
FY 2025$820$860$1,120$1,380$1,790
FY 2024area FMR$658$689$905$1,094$1,425
FY 2023area FMR$596$628$826$1,005$1,293

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Judith Basin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 59479
59418$1,610+38.8%
59424$1,420+22.4%
59430$1,620+39.7%
59447$1,180+1.7%
59452$1,150−0.9%
59462$1,380+19.0%
59464$1,410+21.6%
59469$1,1600.0%
59479Current$1,160—

Questions about ZIP 59479 rents

How much will Section 8 pay for a two-bedroom in ZIP 59479?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,162, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,046 to $1,278 a month; under the ZIP-level Small Area FMR of $1,160 it would be $1,044 to $1,276. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 59479 in?

ZIP 59479 is in the Judith Basin County, MT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,162.

How much did fair market rent change in ZIP 59479 for FY 2027?

The two-bedroom FMR was unchanged at $1,160 in FY 2027. Since FY 2025 it has risen 3.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentStanford, MT fair market rentMT statewide rentsWhat is SAFMR?Data sources