59808
ZIPSAFMR
Missoula County, MT
BRFMR
Eff. Rent
0 BR$1,230$1,290
1 BR$1,510$1,480
2 BR$1,780$1,830
3 BR$2,480$2,130
4 BR$2,990$2,130
5 BR$3,438
6 BR$3,954
7 BR$4,547
8 BR$5,230

Purchase Price Calculator

Maximum purchase price
$210,021

Cost breakdown

+Likely effective rent$1,830
HUD FMR$1,780
Market rent$1,860
Est. payment standard (103%)Used$1,830
Estimated payment standard is $1,830 (103% of FMR).
-Principal and interest-$1,062
Loan amount$168,017
Down payment$42,004
Rate6.50%
Term30 years
-Operating costs-$568
Property taxes-$210
Insurance-$175
Utilities$0
HOA$0
Management-$183
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,368(69.9% ROI)
Projected value
$226,169
Current value$210,021
Return breakdown
Property appreciation+$16,149
Loan principal paid down+$6,020
Rental cash flow+$7,200
5-year hold
+$50,333(119.8% ROI)
Projected value
$237,619
Current value$210,021
Return breakdown
Property appreciation+$27,598
Loan principal paid down+$10,735
Rental cash flow+$12,000
10-year hold
+$108,402(258.1% ROI)
Projected value
$268,844
Current value$210,021
Return breakdown
Property appreciation+$58,824
Loan principal paid down+$25,579
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.92ratio
FMR$1,230
Market$1,330
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,107 / 0.83 ratio110% standard$1,353 / 1.02 ratio
0.92
1 BR
1 BR
1.02ratio
FMR$1,510
Market$1,480
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,359 / 0.92 ratio110% standard$1,661 / 1.12 ratio
1.02
2 BR
2 BR
0.96ratio
FMR$1,780
Market$1,860
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,602 / 0.86 ratio110% standard$1,958 / 1.05 ratio
0.96
3 BR
3 BR
1.16ratio
FMR$2,480
Market$2,130
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$2,232 / 1.05 ratio110% standard$2,728 / 1.28 ratio
1.16
4 BR
4 BR
1.40ratio
FMR$2,990
Market$2,130
vs market+$860

FMR is above market; underwrite to market rent.

90% standard$2,691 / 1.26 ratio110% standard$3,289 / 1.54 ratio
1.40
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 59808 (MT) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

59808 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 59808 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,780 and the 4 bedroom fair market rent is $2,990.

Use this page for searches like 59808 FMR, 59808 fair market rent, and 59808 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 59808
Bedroom sizeHUD FMR
Studio$1,230
1 bedroom$1,510
2 bedroom$1,780
3 bedroom$2,480
4 bedroom$2,990