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Jersey County/Jerseyville/62052

62052

ZIPSAFMR
Jersey County, IL
Zillow

ZIP Investment Score

114Above average

095130300
BRFMR
Eff. Rent
0 BR$800$800
1 BR$830$830
2 BR$1,020$1,020
3 BR$1,310$1,310
4 BR$1,510$1,510
5 BR$1,736Not available
6 BR$1,997Not available
7 BR$2,297Not available
8 BR$2,641Not available

Purchase Price Calculator

Maximum purchase price
$89,655

Cost breakdown

+Likely effective rent$1,020
HUD FMRUsed$1,020
Market rentN/A
Est. payment standardN/A
-Principal and interest-$453
Loan amount$71,724
Down payment$17,931
Rate6.50%
Term30 years
-Operating costs-$367
Property taxes-$90
Insurance-$175
Utilities$0
HOA$0
Management-$102
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,663(92.9% ROI)
Projected value
$96,549
Return breakdown
Property appreciation+$6,894
Loan principal paid down+$2,570
Rental cash flow+$7,200
5-year hold
+$28,364(158.2% ROI)
Projected value
$101,437
Return breakdown
Property appreciation+$11,781
Loan principal paid down+$4,582
Rental cash flow+$12,000
10-year hold
+$60,030(334.8% ROI)
Projected value
$114,766
Return breakdown
Property appreciation+$25,111
Loan principal paid down+$10,919
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 62052 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 62052 (Jerseyville, IL) is $1,020 a month. That is up 3.0% from $990 in FY 2026. Jerseyville is in the St. Louis, MO-IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 12 ZIP codes in Jersey County, 62052 has the 6th-highest two-bedroom rent (county range $960–$1,440). The median county two-bedroom FMR in Illinois is $958, so ZIP 62052 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 62052
BedroomsFY 2027Change90–110% range
Studio$800+5.3%$720–$880
1BR$830+3.8%$747–$913
2BR$1,020+3.0%$918–$1,122
3BR$1,310+3.1%$1,179–$1,441
4BR$1,510+2.0%$1,359–$1,661

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 62052
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$830$1,020$1,310$1,510
FY 2026$760$800$990$1,270$1,480
FY 2025$840$880$1,090$1,410$1,640
FY 2024$680$720$900$1,170$1,370
FY 2023$630$680$860$1,110$1,310

Two-bedroom rent in nearby Jersey County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 62052
62012$1,180+15.7%
62022$1,200+17.6%
62028$1,230+20.6%
62030$1,010−1.0%
62031$980−3.9%
62035$1,440+41.2%
62037$960−5.9%
62052Current$1,020—
62054$960−5.9%
62063$1,000−2.0%
62065$960−5.9%
62079$1,050+2.9%

Questions about ZIP 62052 rents

How much will Section 8 pay for a two-bedroom in ZIP 62052?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,020, that basic range is $918 to $1,122 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 62052 in?

ZIP 62052 is in the St. Louis, MO-IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 62052 for FY 2027?

The two-bedroom FMR rose 3.0%, from $990 in FY 2026 to $1,020 in FY 2027. Since FY 2023 it has risen 18.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJerseyville, IL fair market rentIL statewide rentsWhat is SAFMR?Data sources