63501
ZIPSAFMR
Adair County, MO
BRFMR
Eff. Rent
0 BR$710$560
1 BR$710$610
2 BR$890$870
3 BR$1,240$870
4 BR$1,490$950
5 BR$1,713
6 BR$1,971
7 BR$2,266
8 BR$2,606

Purchase Price Calculator

Maximum purchase price
$67,365

Cost breakdown

+Likely effective rent$870
HUD FMR$890
Market rentUsed$870
Est. payment standard (99%)$880
Market rent is below the inferred standard ($880, 99% of FMR).
-Principal and interest-$341
Loan amount$53,892
Down payment$13,473
Rate6.50%
Term30 years
-Operating costs-$329
Property taxes-$67
Insurance-$175
Utilities$0
HOA$0
Management-$87
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,311(106.2% ROI)
Projected value
$72,545
Current value$67,365
Return breakdown
Property appreciation+$5,180
Loan principal paid down+$1,931
Rental cash flow+$7,200
5-year hold
+$24,296(180.3% ROI)
Projected value
$76,217
Current value$67,365
Return breakdown
Property appreciation+$8,852
Loan principal paid down+$3,443
Rental cash flow+$12,000
10-year hold
+$51,072(379.1% ROI)
Projected value
$86,233
Current value$67,365
Return breakdown
Property appreciation+$18,868
Loan principal paid down+$8,204
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.27ratio
FMR$710
Market$560
vs market+$150

FMR is above market; underwrite to market rent.

90% standard$639 / 1.14 ratio110% standard$781 / 1.39 ratio
1.27
1 BR
1 BR
1.16ratio
FMR$710
Market$610
vs market+$100

FMR is above market; underwrite to market rent.

90% standard$639 / 1.05 ratio110% standard$781 / 1.28 ratio
1.16
2 BR
2 BR
1.02ratio
FMR$890
Market$870
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$801 / 0.92 ratio110% standard$979 / 1.13 ratio
1.02
3 BR
3 BR
1.43ratio
FMR$1,240
Market$870
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$1,116 / 1.28 ratio110% standard$1,364 / 1.57 ratio
1.43
4 BR
4 BR
1.57ratio
FMR$1,490
Market$950
vs market+$540

FMR is above market; underwrite to market rent.

1.57
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 63501 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

63501 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 63501 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $890 and the 4 bedroom fair market rent is $1,490.

Use this page for searches like 63501 FMR, 63501 fair market rent, and 63501 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 63501
Bedroom sizeHUD FMR
Studio$710
1 bedroom$710
2 bedroom$890
3 bedroom$1,240
4 bedroom$1,490