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Platte County/Camden Point/64018

64018

ZIPSAFMR
Platte County, MO
Zillow

ZIP Investment Score

99Above average

095130300
BRFMR
Eff. Rent
0 BR$1,210$1,210
1 BR$1,320$1,320
2 BR$1,490$1,490
3 BR$1,950$1,950
4 BR$2,330$2,330
5 BR$2,680Not available
6 BR$3,081Not available
7 BR$3,544Not available
8 BR$4,075Not available

Purchase Price Calculator

Maximum purchase price
$159,497

Cost breakdown

+Likely effective rent$1,490
HUD FMRUsed$1,490
Market rentN/A
Est. payment standardN/A
-Principal and interest-$807
Loan amount$127,598
Down payment$31,899
Rate6.50%
Term30 years
-Operating costs-$483
Property taxes-$159
Insurance-$175
Utilities$0
HOA$0
Management-$149
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,035(75.3% ROI)
Projected value
$171,761
Return breakdown
Property appreciation+$12,264
Loan principal paid down+$4,572
Rental cash flow+$7,200
5-year hold
+$41,111(128.9% ROI)
Projected value
$180,456
Return breakdown
Property appreciation+$20,959
Loan principal paid down+$8,152
Rental cash flow+$12,000
10-year hold
+$88,098(276.2% ROI)
Projected value
$204,170
Return breakdown
Property appreciation+$44,673
Loan principal paid down+$19,425
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 64018 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 64018 (Camden Point, MO) is $1,490 a month. That is up 2.1% from $1,460 in FY 2026. Camden Point is in the Kansas City, MO-KS HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 23 ZIP codes in Platte County, 64018 is tied for the 12th-highest two-bedroom rent (county range $1,030–$1,800). The median county two-bedroom FMR in Missouri is $962, so ZIP 64018 is 55% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 64018
BedroomsFY 2027Change90–110% range
Studio$1,210+2.5%$1,089–$1,331
1BR$1,320+2.3%$1,188–$1,452
2BR$1,490+2.1%$1,341–$1,639
3BR$1,950+2.6%$1,755–$2,145
4BR$2,330+3.1%$2,097–$2,563

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 64018
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,210$1,320$1,490$1,950$2,330
FY 2026$1,180$1,290$1,460$1,900$2,260
FY 2025$1,160$1,270$1,450$1,890$2,240
FY 2024$1,120$1,250$1,430$1,870$2,200
FY 2023$940$1,060$1,230$1,620$1,880

Two-bedroom rent in nearby Platte County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 64018
64018Current$1,490—
64028$1,260−15.4%
64079$1,800+20.8%
64089$1,580+6.0%
64092$1,630+9.4%
64098$1,350−9.4%
64118$1,520+2.0%
64133$1,4900.0%
64150$1,150−22.8%
64151$1,710+14.8%
64152$1,600+7.4%
64153$1,510+1.3%

Questions about ZIP 64018 rents

How much will Section 8 pay for a two-bedroom in ZIP 64018?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,490, that basic range is $1,341 to $1,639 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 64018 in?

ZIP 64018 is in the Kansas City, MO-KS HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 64018 for FY 2027?

The two-bedroom FMR rose 2.1%, from $1,460 in FY 2026 to $1,490 in FY 2027. Since FY 2023 it has risen 21.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCamden Point, MO fair market rentMO statewide rentsWhat is SAFMR?Data sources