Skip to main content
Loading page
Clinton County/Plattsburg/64477

64477

ZIPSAFMR
Clinton County, MO
Zillow

ZIP Investment Score

91Below average

095130300
BRFMR
Eff. Rent
0 BR$970$970
1 BR$1,050$1,050
2 BR$1,190$1,190
3 BR$1,550$1,550
4 BR$1,860$1,860
5 BR$2,139Not available
6 BR$2,460Not available
7 BR$2,829Not available
8 BR$3,253Not available

Purchase Price Calculator

Maximum purchase price
$114,917

Cost breakdown

+Likely effective rent$1,190
HUD FMRUsed$1,190
Market rentN/A
Est. payment standardN/A
-Principal and interest-$581
Loan amount$91,934
Down payment$22,983
Rate6.50%
Term30 years
-Operating costs-$409
Property taxes-$115
Insurance-$175
Utilities$0
HOA$0
Management-$119
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,330(84.1% ROI)
Projected value
$123,753
Return breakdown
Property appreciation+$8,836
Loan principal paid down+$3,294
Rental cash flow+$7,200
5-year hold
+$32,975(143.5% ROI)
Projected value
$130,018
Return breakdown
Property appreciation+$15,101
Loan principal paid down+$5,874
Rental cash flow+$12,000
10-year hold
+$70,182(305.4% ROI)
Projected value
$147,103
Return breakdown
Property appreciation+$32,186
Loan principal paid down+$13,996
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 64477 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 64477 (Plattsburg, MO) is $1,190 a month. That is up 15.5% from $1,030 in FY 2026. Plattsburg is in the Kansas City, MO-KS HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 12 ZIP codes in Clinton County, 64477 has the 7th-highest two-bedroom rent (county range $960–$1,580). The median county two-bedroom FMR in Missouri is $962, so ZIP 64477 is 24% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 64477
BedroomsFY 2027Change90–110% range
Studio$970+19.8%$873–$1,067
1BR$1,050+16.7%$945–$1,155
2BR$1,190+15.5%$1,071–$1,309
3BR$1,550+14.8%$1,395–$1,705
4BR$1,860+18.5%$1,674–$2,046

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 64477
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$970$1,050$1,190$1,550$1,860
FY 2026$810$900$1,030$1,350$1,570
FY 2025$890$990$1,140$1,490$1,740
FY 2024$800$910$1,050$1,380$1,600
FY 2023$770$870$1,010$1,330$1,540

Two-bedroom rent in nearby Clinton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 64477
64048$1,220+2.5%
64062$1,460+22.7%
64089$1,580+32.8%
64429$1,340+12.6%
64444$1,070−10.1%
64454$1,100−7.6%
64465$1,060−10.9%
64474$960−19.3%
64477Current$1,190—
64490$1,050−11.8%
64492$1,240+4.2%
64493$1,240+4.2%

Questions about ZIP 64477 rents

How much will Section 8 pay for a two-bedroom in ZIP 64477?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,190, that basic range is $1,071 to $1,309 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 64477 in?

ZIP 64477 is in the Kansas City, MO-KS HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 64477 for FY 2027?

The two-bedroom FMR rose 15.5%, from $1,030 in FY 2026 to $1,190 in FY 2027. Since FY 2023 it has risen 17.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPlattsburg, MO fair market rentMO statewide rentsWhat is SAFMR?Data sources