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Graham County/Collyer/67631

67631

ZIPSAFMR
Graham County, KS
Zillow

ZIP Investment Score

118Above average

095130300
BRFMR
Eff. Rent
0 BR$730$730
1 BR$860$860
2 BR$990$990
3 BR$1,230$1,230
4 BR$1,390$1,390
5 BR$1,598Not available
6 BR$1,838Not available
7 BR$2,114Not available
8 BR$2,431Not available

Purchase Price Calculator

Maximum purchase price
$85,197

Cost breakdown

+Likely effective rent$990
HUD FMRUsed$990
Market rentN/A
Est. payment standardN/A
-Principal and interest-$431
Loan amount$68,158
Down payment$17,039
Rate6.50%
Term30 years
-Operating costs-$359
Property taxes-$85
Insurance-$175
Utilities$0
HOA$0
Management-$99
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,193(95.0% ROI)
Projected value
$91,748
Return breakdown
Property appreciation+$6,551
Loan principal paid down+$2,442
Rental cash flow+$7,200
5-year hold
+$27,550(161.7% ROI)
Projected value
$96,393
Return breakdown
Property appreciation+$11,196
Loan principal paid down+$4,355
Rental cash flow+$12,000
10-year hold
+$58,239(341.8% ROI)
Projected value
$109,059
Return breakdown
Property appreciation+$23,862
Loan principal paid down+$10,376
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 67631 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 67631 (Collyer, KS) is $990 a month. That is up 11.2% from $890 in FY 2026. Collyer is in the Graham County, KS non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $961. Among 11 ZIP codes in Graham County, 67631 has the 2nd-highest two-bedroom rent (county range $960–$1,000). The median county two-bedroom FMR in Kansas is $961, so ZIP 67631 is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 67631
BedroomsFY 2027Change90–110% range
Studio$730+12.3%$657–$803
1BR$860+8.9%$774–$946
2BR$990+11.2%$891–$1,089
3BR$1,230+9.8%$1,107–$1,353
4BR$1,390+12.1%$1,251–$1,529

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 67631
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$730$860$990$1,230$1,390
FY 2026$650$790$890$1,120$1,240
FY 2025$630$790$870$1,050$1,250
FY 2024area FMR$633$671$882$1,135$1,244
FY 2023area FMR$584$599$788$1,052$1,117

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Graham County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 67631
67625$960−3.0%
67631Current$990—
67632$960−3.0%
67642$960−3.0%
67645$960−3.0%
67650$960−3.0%
67656$980−1.0%
67657$960−3.0%
67659$960−3.0%
67672$1,000+1.0%
67740$970−2.0%

Questions about ZIP 67631 rents

How much will Section 8 pay for a two-bedroom in ZIP 67631?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $961, which applies unless the housing authority uses Small Area FMRs, that basic range is $865 to $1,057 a month; under the ZIP-level Small Area FMR of $990 it would be $891 to $1,089. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 67631 in?

ZIP 67631 is in the Graham County, KS non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $961.

How much did fair market rent change in ZIP 67631 for FY 2027?

The two-bedroom FMR rose 11.2%, from $890 in FY 2026 to $990 in FY 2027. Since FY 2025 it has risen 13.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCollyer, KS fair market rentKS statewide rentsWhat is SAFMR?Data sources