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Monroe County/Holly Grove/72069

72069

ZIPSAFMR
Monroe County, AR
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$810$810
1 BR$870$870
2 BR$1,140$1,140
3 BR$1,360$1,360
4 BR$1,600$1,600
5 BR$1,840Not available
6 BR$2,116Not available
7 BR$2,433Not available
8 BR$2,798Not available

Purchase Price Calculator

Maximum purchase price
$107,487

Cost breakdown

+Likely effective rent$1,140
HUD FMRUsed$1,140
Market rentN/A
Est. payment standardN/A
-Principal and interest-$544
Loan amount$85,990
Down payment$21,497
Rate6.50%
Term30 years
-Operating costs-$396
Property taxes-$107
Insurance-$175
Utilities$0
HOA$0
Management-$114
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,546(86.3% ROI)
Projected value
$115,752
Return breakdown
Property appreciation+$8,265
Loan principal paid down+$3,081
Rental cash flow+$7,200
5-year hold
+$31,619(147.1% ROI)
Projected value
$121,612
Return breakdown
Property appreciation+$14,125
Loan principal paid down+$5,494
Rental cash flow+$12,000
10-year hold
+$67,196(312.6% ROI)
Projected value
$137,592
Return breakdown
Property appreciation+$30,105
Loan principal paid down+$13,091
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 72069 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 72069 (Holly Grove, AR) is $1,140 a month. That is up 7.5% from $1,060 in FY 2026. Holly Grove is in the Monroe County, AR non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $909. Among 5 ZIP codes in Monroe County, 72069 has the highest two-bedroom rent (county range $910–$1,140). The median county two-bedroom FMR in Arkansas is $909, so ZIP 72069 is 25% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 72069
BedroomsFY 2027Change90–110% range
Studio$810+2.5%$729–$891
1BR$870+8.8%$783–$957
2BR$1,140+7.5%$1,026–$1,254
3BR$1,360+7.1%$1,224–$1,496
4BR$1,600+7.4%$1,440–$1,760

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 72069
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$810$870$1,140$1,360$1,600
FY 2026$790$800$1,060$1,270$1,490
FY 2025$700$750$990$1,190$1,390
FY 2024area FMR$552$620$814$1,011$1,148
FY 2023area FMR$481$547$720$945$1,024

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Monroe County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 72069
72021$910−20.2%
72029$910−20.2%
72069Current$1,140—
72108$940−17.5%
72134$990−13.2%

Questions about ZIP 72069 rents

How much will Section 8 pay for a two-bedroom in ZIP 72069?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $909, which applies unless the housing authority uses Small Area FMRs, that basic range is $818 to $1,000 a month; under the ZIP-level Small Area FMR of $1,140 it would be $1,026 to $1,254. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 72069 in?

ZIP 72069 is in the Monroe County, AR non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $909.

How much did fair market rent change in ZIP 72069 for FY 2027?

The two-bedroom FMR rose 7.5%, from $1,060 in FY 2026 to $1,140 in FY 2027. Since FY 2025 it has risen 15.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHolly Grove, AR fair market rentAR statewide rentsWhat is SAFMR?Data sources