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72575

ZIPSAFMR
Independence County, AR
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$660$730
1 BR$740$810
2 BR$930$1,020
3 BR$1,220$1,340
4 BR$1,220$1,340
5 BR$1,403Not available
6 BR$1,613Not available
7 BR$1,855Not available
8 BR$2,134Not available

Purchase Price Calculator

Maximum purchase price
$89,655

Cost breakdown

+Likely effective rent$1,020
HUD FMR$930
Market rent$1,310
Est. payment standard (110%)Used$1,020
-Principal and interest-$453
Loan amount$71,724
Down payment$17,931
Rate6.50%
Term30 years
-Operating costs-$367
Property taxes-$90
Insurance-$175
Utilities$0
HOA$0
Management-$102
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,663(92.9% ROI)
Projected value
$96,549
Return breakdown
Property appreciation+$6,894
Loan principal paid down+$2,570
Rental cash flow+$7,200
5-year hold
+$28,364(158.2% ROI)
Projected value
$101,437
Return breakdown
Property appreciation+$11,781
Loan principal paid down+$4,582
Rental cash flow+$12,000
10-year hold
+$60,030(334.8% ROI)
Projected value
$114,766
Return breakdown
Property appreciation+$25,111
Loan principal paid down+$10,919
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.57
1 BR
0.69
2 BR
0.71
3 BR
0.85
4 BR
0.79
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 72575 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 72575 (Salado, AR) is $930 a month. That is up 4.5% from $890 in FY 2026. Salado is in the Independence County, AR non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $934. Among 18 ZIP codes in Independence County, 72575 is tied for the 11th-highest two-bedroom rent (county range $910–$1,020). The median county two-bedroom FMR in Arkansas is $909, so ZIP 72575 is 2% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 72575
BedroomsFY 2027Change90–110% range
Studio$660−2.9%$594–$726
1BR$740+7.2%$666–$814
2BR$930+4.5%$837–$1,023
3BR$1,220+4.3%$1,098–$1,342
4BR$1,220+3.4%$1,098–$1,342

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 72575
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$660$740$930$1,220$1,220
FY 2026$680$690$890$1,170$1,180
FY 2025$650$660$860$1,140$1,140
FY 2024area FMR$618$623$818$1,087$1,089
FY 2023area FMR$544$552$726$950$975

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Independence County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 72575
72526$940+1.1%
72527$940+1.1%
72530$990+6.5%
72534$970+4.3%
72550$950+2.2%
72553$940+1.1%
72562$910−2.2%
72564$9300.0%
72568$1,020+9.7%
72571$960+3.2%
72575Current$930—
72579$910−2.2%

Questions about ZIP 72575 rents

How much will Section 8 pay for a two-bedroom in ZIP 72575?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $934, which applies unless the housing authority uses Small Area FMRs, that basic range is $841 to $1,027 a month; under the ZIP-level Small Area FMR of $930 it would be $837 to $1,023. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 72575 in?

ZIP 72575 is in the Independence County, AR non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $934.

How much did fair market rent change in ZIP 72575 for FY 2027?

The two-bedroom FMR rose 4.5%, from $890 in FY 2026 to $930 in FY 2027. Since FY 2025 it has risen 8.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set