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72644

ZIPSAFMR
Marion County, AR

ZIP Investment Score

98Above average

095130300
BRFMR
Eff. Rent
0 BR$680$680
1 BR$750$750
2 BR$970$970
3 BR$1,330$1,330
4 BR$1,440$1,440
5 BR$1,656Not available
6 BR$1,904Not available
7 BR$2,190Not available
8 BR$2,519Not available

Purchase Price Calculator

Maximum purchase price
$82,225

Cost breakdown

+Likely effective rent$970
HUD FMRUsed$970
Market rentN/A
Est. payment standardN/A
-Principal and interest-$416
Loan amount$65,780
Down payment$16,445
Rate6.50%
Term30 years
-Operating costs-$354
Property taxes-$82
Insurance-$175
Utilities$0
HOA$0
Management-$97
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,879(96.6% ROI)
Projected value
$88,547
Return breakdown
Property appreciation+$6,322
Loan principal paid down+$2,357
Rental cash flow+$7,200
5-year hold
+$27,008(164.2% ROI)
Projected value
$93,030
Return breakdown
Property appreciation+$10,805
Loan principal paid down+$4,203
Rental cash flow+$12,000
10-year hold
+$57,044(346.9% ROI)
Projected value
$105,255
Return breakdown
Property appreciation+$23,030
Loan principal paid down+$10,014
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 72644 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 72644 (Lead Hill, AR) is $970 a month. That is unchanged from FY 2026. Lead Hill is in the Marion County, AR non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $915. Among 14 ZIP codes in Marion County, 72644 is tied for the 5th-highest two-bedroom rent (county range $910–$1,030). The median county two-bedroom FMR in Arkansas is $909, so ZIP 72644 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 72644
BedroomsFY 2027Change90–110% range
Studio$680+1.5%$612–$748
1BR$750+1.4%$675–$825
2BR$9700.0%$873–$1,067
3BR$1,3300.0%$1,197–$1,463
4BR$1,440−1.4%$1,296–$1,584

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 72644
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$680$750$970$1,330$1,440
FY 2026$670$740$970$1,330$1,460
FY 2025$650$710$940$1,300$1,440
FY 2024area FMR$630$648$852$1,030$1,213
FY 2023area FMR$546$554$729$887$979

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Marion County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 72644
72619$920−5.2%
72634$910−6.2%
72642$910−6.2%
72644Current$970—
72645$910−6.2%
72650$910−6.2%
72661$1,000+3.1%
72663$1,030+6.2%
72668$920−5.2%
72672$980+1.0%
72675$910−6.2%
72677$910−6.2%

Questions about ZIP 72644 rents

How much will Section 8 pay for a two-bedroom in ZIP 72644?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $915, which applies unless the housing authority uses Small Area FMRs, that basic range is $824 to $1,007 a month; under the ZIP-level Small Area FMR of $970 it would be $873 to $1,067. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 72644 in?

ZIP 72644 is in the Marion County, AR non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $915.

How much did fair market rent change in ZIP 72644 for FY 2027?

The two-bedroom FMR was unchanged at $970 in FY 2027. Since FY 2025 it has risen 3.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set