72904
ZIPSAFMR
Sebastian County, AR
BRFMR
Eff. Rent
0 BR$680$710
1 BR$710$770
2 BR$940$900
3 BR$1,270$1,190
4 BR$1,530$1,340
5 BR$1,759
6 BR$2,023
7 BR$2,327
8 BR$2,676

Purchase Price Calculator

Maximum purchase price
$71,823

Cost breakdown

+Likely effective rent$900
HUD FMR$940
Market rentUsed$900
Est. payment standard (97%)$910
Market rent is below the inferred standard ($910, 97% of FMR).
-Principal and interest-$363
Loan amount$57,459
Down payment$14,365
Rate6.50%
Term30 years
-Operating costs-$337
Property taxes-$72
Insurance-$175
Utilities$0
HOA$0
Management-$90
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,781(102.9% ROI)
Projected value
$77,346
Current value$71,823
Return breakdown
Property appreciation+$5,523
Loan principal paid down+$2,059
Rental cash flow+$7,200
5-year hold
+$25,109(174.8% ROI)
Projected value
$81,261
Current value$71,823
Return breakdown
Property appreciation+$9,438
Loan principal paid down+$3,671
Rental cash flow+$12,000
10-year hold
+$52,864(368.0% ROI)
Projected value
$91,940
Current value$71,823
Return breakdown
Property appreciation+$20,117
Loan principal paid down+$8,747
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.94ratio
FMR$680
Market$720
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$612 / 0.85 ratio110% standard$748 / 1.04 ratio
0.94
1 BR
1 BR
0.89ratio
FMR$710
Market$800
vs market-$90

FMR is below market; voucher rent may lag private rents.

90% standard$639 / 0.80 ratio110% standard$781 / 0.98 ratio
0.89
2 BR
2 BR
1.04ratio
FMR$940
Market$900
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$846 / 0.94 ratio110% standard$1,034 / 1.15 ratio
1.04
3 BR
3 BR
1.07ratio
FMR$1,270
Market$1,190
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,143 / 0.96 ratio110% standard$1,397 / 1.17 ratio
1.07
4 BR
4 BR
1.14ratio
FMR$1,530
Market$1,340
vs market+$190

FMR is above market; underwrite to market rent.

90% standard$1,377 / 1.03 ratio110% standard$1,683 / 1.26 ratio
1.14
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 72904 (AR) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

72904 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 72904 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $940 and the 4 bedroom fair market rent is $1,530.

Use this page for searches like 72904 FMR, 72904 fair market rent, and 72904 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 72904
Bedroom sizeHUD FMR
Studio$680
1 bedroom$710
2 bedroom$940
3 bedroom$1,270
4 bedroom$1,530