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Nowata County/S Coffeyville/74072

74072

ZIPSAFMR
Nowata County, OK
Zillow

ZIP Investment Score

80Below average

095130300
BRFMR
Eff. Rent
0 BR$800$740
1 BR$800$750
2 BR$1,050$870
3 BR$1,300$880
4 BR$1,750$860
5 BR$2,012Not available
6 BR$2,314Not available
7 BR$2,662Not available
8 BR$3,061Not available

Purchase Price Calculator

Maximum purchase price
$67,365

Cost breakdown

+Likely effective rent$870
HUD FMR$1,050
Market rentUsed$870
Est. payment standard (90%)$950
-Principal and interest-$341
Loan amount$53,892
Down payment$13,473
Rate6.50%
Term30 years
-Operating costs-$329
Property taxes-$67
Insurance-$175
Utilities$0
HOA$0
Management-$87
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,311(106.2% ROI)
Projected value
$72,545
Return breakdown
Property appreciation+$5,180
Loan principal paid down+$1,931
Rental cash flow+$7,200
5-year hold
+$24,296(180.3% ROI)
Projected value
$76,217
Return breakdown
Property appreciation+$8,852
Loan principal paid down+$3,443
Rental cash flow+$12,000
10-year hold
+$51,072(379.1% ROI)
Projected value
$86,233
Return breakdown
Property appreciation+$18,868
Loan principal paid down+$8,204
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.08
1 BR
1.07
2 BR
1.21
3 BR
1.48
4 BR
2.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 74072 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 74072 (S Coffeyville, OK) is $1,050 a month. That is up 1.0% from $1,040 in FY 2026. S Coffeyville is in the Nowata County, OK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $943. Among 9 ZIP codes in Nowata County, 74072 has the 3rd-highest two-bedroom rent (county range $920–$1,200). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 74072 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 74072
BedroomsFY 2027Change90–110% range
Studio$800+2.6%$720–$880
1BR$800+1.3%$720–$880
2BR$1,050+1.0%$945–$1,155
3BR$1,300+0.8%$1,170–$1,430
4BR$1,750+0.6%$1,575–$1,925

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 74072
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$800$1,050$1,300$1,750
FY 2026$780$790$1,040$1,290$1,740
FY 2025$740$750$990$1,280$1,660
FY 2024area FMR$677$678$891$1,162$1,297
FY 2023area FMR$601$605$797$1,031$1,170

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Nowata County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 74072
74006$960−8.6%
74016$920−12.4%
74027$920−12.4%
74042$930−11.4%
74048$920−12.4%
74072Current$1,050—
74080$1,090+3.8%
74083$1,200+14.3%
74301$930−11.4%

Questions about ZIP 74072 rents

How much will Section 8 pay for a two-bedroom in ZIP 74072?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $943, which applies unless the housing authority uses Small Area FMRs, that basic range is $849 to $1,037 a month; under the ZIP-level Small Area FMR of $1,050 it would be $945 to $1,155. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 74072 in?

ZIP 74072 is in the Nowata County, OK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $943.

How much did fair market rent change in ZIP 74072 for FY 2027?

The two-bedroom FMR rose 1.0%, from $1,040 in FY 2026 to $1,050 in FY 2027. Since FY 2025 it has risen 6.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentS Coffeyville, OK fair market rentOK statewide rentsWhat is SAFMR?Data sources