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Bryan County/Durant/74701

74701

ZIPSAFMR
Bryan County, OK
Zillow

ZIP Investment Score

87Below average

095130300
BRFMR
Eff. Rent
0 BR$790$580
1 BR$800$630
2 BR$1,040$890
3 BR$1,380$1,430
4 BR$1,580$1,580
5 BR$1,817Not available
6 BR$2,090Not available
7 BR$2,403Not available
8 BR$2,763Not available

Purchase Price Calculator

Maximum purchase price
$70,337

Cost breakdown

+Likely effective rent$890
HUD FMR$1,040
Market rentUsed$890
Est. payment standard (91%)$940
-Principal and interest-$356
Loan amount$56,270
Down payment$14,067
Rate6.50%
Term30 years
-Operating costs-$334
Property taxes-$70
Insurance-$175
Utilities$0
HOA$0
Management-$89
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,624(104.0% ROI)
Projected value
$75,745
Return breakdown
Property appreciation+$5,408
Loan principal paid down+$2,016
Rental cash flow+$7,200
5-year hold
+$24,838(176.6% ROI)
Projected value
$79,580
Return breakdown
Property appreciation+$9,243
Loan principal paid down+$3,595
Rental cash flow+$12,000
10-year hold
+$52,267(371.5% ROI)
Projected value
$90,037
Return breakdown
Property appreciation+$19,700
Loan principal paid down+$8,566
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.36
1 BR
1.27
2 BR
1.17
3 BR
0.95
4 BR
1.00
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 74701 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 74701 (Durant, OK) is $1,040 a month. That is unchanged from FY 2026. Durant is in the Bryan County, OK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,004. Among 16 ZIP codes in Bryan County, 74701 has the 5th-highest two-bedroom rent (county range $920–$1,110). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 74701 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 74701
BedroomsFY 2027Change90–110% range
Studio$7900.0%$711–$869
1BR$800+1.3%$720–$880
2BR$1,0400.0%$936–$1,144
3BR$1,380+0.7%$1,242–$1,518
4BR$1,580+1.9%$1,422–$1,738

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 74701
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$790$800$1,040$1,380$1,580
FY 2026$790$790$1,040$1,370$1,550
FY 2025$750$750$990$1,310$1,490
FY 2024area FMR$714$718$944$1,259$1,414
FY 2023area FMR$632$637$838$1,134$1,249

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Bryan County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 74701
74701Current$1,040—
74702$1,000−3.8%
74720$980−5.8%
74721$1,000−3.8%
74723$920−11.5%
74726$920−11.5%
74727$920−11.5%
74729$970−6.7%
74730$1,060+1.9%
74731$1,110+6.7%
74733$930−10.6%
74741$970−6.7%

Questions about ZIP 74701 rents

How much will Section 8 pay for a two-bedroom in ZIP 74701?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,004, which applies unless the housing authority uses Small Area FMRs, that basic range is $904 to $1,104 a month; under the ZIP-level Small Area FMR of $1,040 it would be $936 to $1,144. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 74701 in?

ZIP 74701 is in the Bryan County, OK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,004.

How much did fair market rent change in ZIP 74701 for FY 2027?

The two-bedroom FMR was unchanged at $1,040 in FY 2027. Since FY 2025 it has risen 5.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDurant, OK fair market rentOK statewide rentsWhat is SAFMR?Data sources