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Bryan County/Calera/74730

74730

ZIPSAFMR
Bryan County, OK
Zillow

ZIP Investment Score

86Below average

095130300
BRFMR
Eff. Rent
0 BR$800$880
1 BR$810$890
2 BR$1,060$1,170
3 BR$1,400$1,480
4 BR$1,620$1,670
5 BR$1,863Not available
6 BR$2,142Not available
7 BR$2,464Not available
8 BR$2,833Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMR$1,060
Market rent$1,380
Est. payment standard (110%)Used$1,170
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.58
1 BR
0.64
2 BR
0.77
3 BR
0.92
4 BR
0.96
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 74730 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 74730 (Calera, OK) is $1,060 a month. That is up 1.0% from $1,050 in FY 2026. Calera is in the Bryan County, OK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,004. Among 16 ZIP codes in Bryan County, 74730 is tied for the 3rd-highest two-bedroom rent (county range $920–$1,110). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 74730 is 16% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 74730
BedroomsFY 2027Change90–110% range
Studio$800+1.3%$720–$880
1BR$810+1.3%$729–$891
2BR$1,060+1.0%$954–$1,166
3BR$1,400+0.7%$1,260–$1,540
4BR$1,620+3.2%$1,458–$1,782

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 74730
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$810$1,060$1,400$1,620
FY 2026$790$800$1,050$1,390$1,570
FY 2025$800$810$1,060$1,400$1,600
FY 2024area FMR$714$718$944$1,259$1,414
FY 2023area FMR$632$637$838$1,134$1,249

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Bryan County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 74730
74720$980−7.5%
74721$1,000−5.7%
74723$920−13.2%
74726$920−13.2%
74727$920−13.2%
74729$970−8.5%
74730Current$1,060—
74731$1,110+4.7%
74733$930−12.3%
74741$970−8.5%
74747$1,100+3.8%
74748$920−13.2%

Questions about ZIP 74730 rents

How much will Section 8 pay for a two-bedroom in ZIP 74730?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,004, which applies unless the housing authority uses Small Area FMRs, that basic range is $904 to $1,104 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 74730 in?

ZIP 74730 is in the Bryan County, OK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,004.

How much did fair market rent change in ZIP 74730 for FY 2027?

The two-bedroom FMR rose 1.0%, from $1,050 in FY 2026 to $1,060 in FY 2027. Since FY 2025 it has risen 0.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCalera, OK fair market rentOK statewide rentsWhat is SAFMR?Data sources