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Sequoyah County/Roland/74954

74954

ZIPSAFMR
Sequoyah County, OK
Zillow

ZIP Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$730$680
1 BR$740$750
2 BR$970$850
3 BR$1,310$920
4 BR$1,610$950
5 BR$1,851Not available
6 BR$2,129Not available
7 BR$2,449Not available
8 BR$2,816Not available

Purchase Price Calculator

Maximum purchase price
$64,393

Cost breakdown

+Likely effective rent$850
HUD FMR$970
Market rentUsed$850
Est. payment standard (92%)$890
-Principal and interest-$326
Loan amount$51,515
Down payment$12,879
Rate6.50%
Term30 years
-Operating costs-$324
Property taxes-$64
Insurance-$175
Utilities$0
HOA$0
Management-$85
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,997(108.7% ROI)
Projected value
$69,344
Return breakdown
Property appreciation+$4,951
Loan principal paid down+$1,846
Rental cash flow+$7,200
5-year hold
+$23,753(184.4% ROI)
Projected value
$72,855
Return breakdown
Property appreciation+$8,462
Loan principal paid down+$3,291
Rental cash flow+$12,000
10-year hold
+$49,878(387.3% ROI)
Projected value
$82,429
Return breakdown
Property appreciation+$18,036
Loan principal paid down+$7,843
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
0.97
2 BR
1.14
3 BR
1.42
4 BR
1.69
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 74954 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 74954 (Roland, OK) is $970 a month. That is up 3.2% from $940 in FY 2026. Roland is in the Fort Smith, AR-OK MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $979. Among 9 ZIP codes in Sequoyah County, 74954 has the 4th-highest two-bedroom rent (county range $920–$1,150). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 74954 is 6% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 74954
BedroomsFY 2027Change90–110% range
Studio$730+7.4%$657–$803
1BR$740+4.2%$666–$814
2BR$970+3.2%$873–$1,067
3BR$1,310+3.1%$1,179–$1,441
4BR$1,610+5.2%$1,449–$1,771

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 74954
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$730$740$970$1,310$1,610
FY 2026$680$710$940$1,270$1,530
FY 2025$690$690$910$1,240$1,500
FY 2024$690$690$910$1,250$1,470
FY 2023$640$650$850$1,180$1,350

Two-bedroom rent in nearby Sequoyah County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 74954
74435$960−1.0%
74931$1,150+18.6%
74936$920−5.2%
74945$1,030+6.2%
74946$960−1.0%
74948$920−5.2%
74954Current$970—
74955$1,000+3.1%
74962$920−5.2%

Questions about ZIP 74954 rents

How much will Section 8 pay for a two-bedroom in ZIP 74954?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $979, which applies unless the housing authority uses Small Area FMRs, that basic range is $881 to $1,077 a month; under the ZIP-level Small Area FMR of $970 it would be $873 to $1,067. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 74954 in?

ZIP 74954 is in the Fort Smith, AR-OK MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $979.

How much did fair market rent change in ZIP 74954 for FY 2027?

The two-bedroom FMR rose 3.2%, from $940 in FY 2026 to $970 in FY 2027. Since FY 2023 it has risen 14.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRoland, OK fair market rentOK statewide rentsWhat is SAFMR?Data sources