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75569

ZIPSAFMR
Bowie County, TX

ZIP Investment Score

113Above average

095130300
BRFMR
Eff. Rent
0 BR$800$880
1 BR$830$880
2 BR$1,060$1,020
3 BR$1,330$1,460
4 BR$1,600$1,760
5 BR$1,840Not available
6 BR$2,116Not available
7 BR$2,433Not available
8 BR$2,798Not available

Purchase Price Calculator

Maximum purchase price
$89,655

Cost breakdown

+Likely effective rent$1,020
HUD FMR$1,060
Market rentUsed$1,020
Est. payment standard (98%)$1,030
-Principal and interest-$453
Loan amount$71,724
Down payment$17,931
Rate6.50%
Term30 years
-Operating costs-$367
Property taxes-$90
Insurance-$175
Utilities$0
HOA$0
Management-$102
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,663(92.9% ROI)
Projected value
$96,549
Return breakdown
Property appreciation+$6,894
Loan principal paid down+$2,570
Rental cash flow+$7,200
5-year hold
+$28,364(158.2% ROI)
Projected value
$101,437
Return breakdown
Property appreciation+$11,781
Loan principal paid down+$4,582
Rental cash flow+$12,000
10-year hold
+$60,030(334.8% ROI)
Projected value
$114,766
Return breakdown
Property appreciation+$25,111
Loan principal paid down+$10,919
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.75
1 BR
0.92
2 BR
1.04
3 BR
0.78
4 BR
0.78
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75569 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75569 (Nash, TX) is $1,060 a month. That is unchanged from FY 2026. Nash is in the Texarkana, TX-Texarkana, AR HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,118. Among 12 ZIP codes in Bowie County, 75569 has the 7th-highest two-bedroom rent (county range $1,010–$1,340). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75569 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75569
BedroomsFY 2027Change90–110% range
Studio$800−3.6%$720–$880
1BR$830−1.2%$747–$913
2BR$1,0600.0%$954–$1,166
3BR$1,330+0.8%$1,197–$1,463
4BR$1,6000.0%$1,440–$1,760

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75569
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$830$1,060$1,330$1,600
FY 2026$830$840$1,060$1,320$1,600
FY 2025$830$840$1,050$1,300$1,640
FY 2024$790$800$1,000$1,240$1,630
FY 2023$780$780$980$1,220$1,590

Two-bedroom rent in nearby Bowie County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75569
75501$1,100+3.8%
75503$1,340+26.4%
75504$1,140+7.5%
75505$1,140+7.5%
75554$1,010−4.7%
75559$1,010−4.7%
75561$1,150+8.5%
75567$1,010−4.7%
75569Current$1,060—
75570$1,010−4.7%
75573$1,140+7.5%
75574$1,030−2.8%

Questions about ZIP 75569 rents

How much will Section 8 pay for a two-bedroom in ZIP 75569?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,118, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,006 to $1,230 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75569 in?

ZIP 75569 is in the Texarkana, TX-Texarkana, AR HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,118.

How much did fair market rent change in ZIP 75569 for FY 2027?

The two-bedroom FMR was unchanged at $1,060 in FY 2027. Since FY 2023 it has risen 8.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set