75641

ZIPSAFMR

Gregg County, TX

ZIP Investment Score

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$910	$910	5.3%
1 BR	$920	$920	5.2%
2 BR	$1,130	$1,130	2.8%
3 BR	$1,450	$1,450	3.4%
4 BR	$1,530	$1,530	1.8%
5 BR	$1,759	Not available	1.8%
6 BR	$2,023	Not available	1.8%
7 BR	$2,327	Not available	1.8%
8 BR	$2,676	Not available	1.8%

Purchase Price Calculator

Maximum purchase price

$106,001

Cost breakdown

+Likely effective rent$1,130

HUD FMRUsed$1,130

Market rentN/A

Est. payment standardN/A

-Principal and interest-$536

Loan amount$84,801

Down payment$21,200

Rate6.50%

Term30 years

-Operating costs-$394

Property taxes-$106

Insurance-$175

Utilities$0

HOA$0

Management-$113

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$18,389(86.7% ROI)

Projected value

$114,152

Return breakdown

Property appreciation+$8,150

Loan principal paid down+$3,038

Rental cash flow+$7,200

5-year hold

+$31,347(147.9% ROI)

Projected value

$119,930

Return breakdown

Property appreciation+$13,929

Loan principal paid down+$5,418

Rental cash flow+$12,000

10-year hold

+$66,599(314.1% ROI)

Projected value

$135,690

Return breakdown

Property appreciation+$29,689

Loan principal paid down+$12,910

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical

FY 2023-2027

FMR: FY2027
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 75641 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75641 (Easton, TX) is $1,130 a month. That is up 1.8% from $1,110 in FY 2026. Easton is in the Longview, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,232. Among 17 ZIP codes in Gregg County, 75641 has the 16th-highest two-bedroom rent (county range $1,080–$1,380). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75641 is 2% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75641
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$900	$910	+1.1%	$819–$1,001
1BR	$900	$920	+2.2%	$828–$1,012
2BR	$1,110	$1,130	+1.8%	$1,017–$1,243
3BR	$1,460	$1,450	−0.7%	$1,305–$1,595
4BR	$1,540	$1,530	−0.6%	$1,377–$1,683

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75641
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$910	$920	$1,130	$1,450	$1,530
FY 2026	$900	$900	$1,110	$1,460	$1,540
FY 2025	$830	$850	$1,090	$1,400	$1,500
FY 2024	$780	$790	$1,040	$1,310	$1,450
FY 2023	$730	$730	$970	$1,210	$1,370

Two-bedroom rent in nearby Gregg County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 75641
75604	$1,230	+8.8%
75605	$1,380	+22.1%
75606	$1,240	+9.7%
75607	$1,240	+9.7%
75608	$1,240	+9.7%
75615	$1,240	+9.7%
75641Current	$1,130	—
75645	$1,240	+9.7%
75647	$1,210	+7.1%
75660	$1,240	+9.7%
75662	$1,210	+7.1%
75663	$1,240	+9.7%

Questions about ZIP 75641 rents

How much will Section 8 pay for a two-bedroom in ZIP 75641?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,232, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,109 to $1,355 a month; under the ZIP-level Small Area FMR of $1,130 it would be $1,017 to $1,243. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75641 in?

ZIP 75641 is in the Longview, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,232.

How much did fair market rent change in ZIP 75641 for FY 2027?

The two-bedroom FMR rose 1.8%, from $1,110 in FY 2026 to $1,130 in FY 2027. Since FY 2023 it has risen 16.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Easton, TX fair market rent TX statewide rents What is SAFMR?Data sources