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Upshur County/Longview/75605

75605

ZIPSAFMR
Upshur County, TX
Zillow

ZIP Investment Score

88Below average

095130300
BRFMR
Eff. Rent
0 BR$1,130$1,240
1 BR$1,150$1,200
2 BR$1,380$1,500
3 BR$1,770$1,950
4 BR$1,900$2,090
5 BR$2,185Not available
6 BR$2,513Not available
7 BR$2,890Not available
8 BR$3,323Not available

Purchase Price Calculator

Maximum purchase price
$160,983

Cost breakdown

+Likely effective rent$1,500
HUD FMR$1,380
Market rent$1,560
Est. payment standard (108%)Used$1,500
-Principal and interest-$814
Loan amount$128,786
Down payment$32,197
Rate6.50%
Term30 years
-Operating costs-$486
Property taxes-$161
Insurance-$175
Utilities$0
HOA$0
Management-$150
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,192(75.1% ROI)
Projected value
$173,361
Return breakdown
Property appreciation+$12,378
Loan principal paid down+$4,614
Rental cash flow+$7,200
5-year hold
+$41,383(128.5% ROI)
Projected value
$182,137
Return breakdown
Property appreciation+$21,154
Loan principal paid down+$8,228
Rental cash flow+$12,000
10-year hold
+$88,695(275.5% ROI)
Projected value
$206,072
Return breakdown
Property appreciation+$45,089
Loan principal paid down+$19,606
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.75
1 BR
0.93
2 BR
0.88
3 BR
0.86
4 BR
0.77
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75605 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75605 (Longview, TX) is $1,380 a month. That is up 3.0% from $1,340 in FY 2026. Longview is in the Longview, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,232. Among 13 ZIP codes in Upshur County, 75605 has the highest two-bedroom rent (county range $1,080–$1,380). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75605 is 25% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75605
BedroomsFY 2027Change90–110% range
Studio$1,130+2.7%$1,017–$1,243
1BR$1,150+2.7%$1,035–$1,265
2BR$1,380+3.0%$1,242–$1,518
3BR$1,7700.0%$1,593–$1,947
4BR$1,900+1.1%$1,710–$2,090

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75605
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,130$1,150$1,380$1,770$1,900
FY 2026$1,100$1,120$1,340$1,770$1,880
FY 2025$1,070$1,090$1,320$1,760$1,870
FY 2024$960$1,010$1,210$1,650$1,800
FY 2023$830$900$1,080$1,490$1,650

Two-bedroom rent in nearby Upshur County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75605
75451$1,080−21.7%
75494$1,100−20.3%
75604$1,230−10.9%
75605Current$1,380—
75640$1,330−3.6%
75644$1,150−16.7%
75645$1,240−10.1%
75647$1,210−12.3%
75683$1,150−16.7%
75686$1,080−21.7%
75693$1,320−4.3%
75755$1,100−20.3%

Questions about ZIP 75605 rents

How much will Section 8 pay for a two-bedroom in ZIP 75605?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,232, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,109 to $1,355 a month; under the ZIP-level Small Area FMR of $1,380 it would be $1,242 to $1,518. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75605 in?

ZIP 75605 is in the Longview, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,232.

How much did fair market rent change in ZIP 75605 for FY 2027?

The two-bedroom FMR rose 3.0%, from $1,340 in FY 2026 to $1,380 in FY 2027. Since FY 2023 it has risen 27.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLongview, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources