Wood County/Big Sandy/75755

75755

ZIPSAFMR

Wood County, TX

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ZIP Investment Score

104Above average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$920	$920	3.9%
1 BR	$930	$930	2.6%
2 BR	$1,100	$1,100	2.5%
3 BR	$1,450	$1,450	0.7%
4 BR	$1,530	$1,530	-0.2%
5 BR	$1,759	Not available	-0.2%
6 BR	$2,023	Not available	-0.2%
7 BR	$2,327	Not available	-0.2%
8 BR	$2,676	Not available	-0.2%

Purchase Price Calculator

Maximum purchase price

$101,543

Cost breakdown

+Likely effective rent$1,100

HUD FMRUsed$1,100

Market rentN/A

Est. payment standardN/A

-Principal and interest-$513

Loan amount$81,234

Down payment$20,309

Rate6.50%

Term30 years

-Operating costs-$387

Property taxes-$102

Insurance-$175

Utilities$0

HOA$0

Management-$110

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$17,918(88.2% ROI)

Projected value

$109,351

Return breakdown

Property appreciation+$7,808

Loan principal paid down+$2,910

Rental cash flow+$7,200

5-year hold

+$30,534(150.3% ROI)

Projected value

$114,887

Return breakdown

Property appreciation+$13,344

Loan principal paid down+$5,190

Rental cash flow+$12,000

10-year hold

+$64,808(319.1% ROI)

Projected value

$129,984

Return breakdown

Property appreciation+$28,441

Loan principal paid down+$12,367

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical

FY 2023-2027

FMR: FY2027
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 75755 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75755 (Big Sandy, TX) is $1,100 a month. That is down 3.5% from $1,140 in FY 2026. Big Sandy is in the Wood County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,019. Among 13 ZIP codes in Wood County, 75755 is tied for the 6th-highest two-bedroom rent (county range $1,010–$1,350).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75755
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$950	$920	−3.2%	$828–$1,012
1BR	$960	$930	−3.1%	$837–$1,023
2BR	$1,140	$1,100	−3.5%	$990–$1,210
3BR	$1,520	$1,450	−4.6%	$1,305–$1,595
4BR	$1,610	$1,530	−5.0%	$1,377–$1,683

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75755
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$920	$930	$1,100	$1,450	$1,530
FY 2026	$950	$960	$1,140	$1,520	$1,610
FY 2025	$950	$960	$1,150	$1,560	$1,650
FY 2024	$820	$860	$1,020	$1,420	$1,540
FY 2023	$690	$760	$900	$1,250	$1,390

Two-bedroom rent in nearby Wood County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 75755
75431	$1,010	−8.2%
75440	$1,090	−0.9%
75444	$1,020	−7.3%
75451	$1,080	−1.8%
75471	$1,350	+22.7%
75480	$1,110	+0.9%
75494	$1,100	0.0%
75497	$1,190	+8.2%
75755Current	$1,100	—
75765	$1,080	−1.8%
75773	$1,210	+10.0%
75783	$1,180	+7.3%

Questions about ZIP 75755 rents

How much will Section 8 pay for a two-bedroom in ZIP 75755?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,019, which applies unless the housing authority uses Small Area FMRs, that basic range is $917 to $1,121 a month; under the ZIP-level Small Area FMR of $1,100 it would be $990 to $1,210. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75755 in?

ZIP 75755 is in the Wood County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,019.

How much did fair market rent change in ZIP 75755 for FY 2027?

The two-bedroom FMR fell 3.5%, from $1,140 in FY 2026 to $1,100 in FY 2027. Since FY 2023 it has risen 22.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Big Sandy, TX fair market rent TX statewide rents What is SAFMR?Data sources