75798
ZIPFMR
Smith County, TX
BRFMR
Eff. Rent
0 BR$984$880
1 BR$1,089$950
2 BR$1,338$1,240
3 BR$1,793$1,680
4 BR$1,981$1,940
5 BR$2,278
6 BR$2,620
7 BR$3,013
8 BR$3,465

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.12ratio
FMR$984
Market$880
vs market+$104

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
1 BR
1 BR
1.15ratio
FMR$1,089
Market$950
vs market+$139

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
2 BR
2 BR
1.08ratio
FMR$1,338
Market$1,240
vs market+$98

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
3 BR
3 BR
1.07ratio
FMR$1,793
Market$1,680
vs market+$113

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
4 BR
4 BR
1.02ratio
FMR$1,981
Market$1,940
vs market+$41

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.02
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$136,910
Rent
$1,338
Down payment
$27,382
Loan
$109,528
Mortgage
$692
Expenses
$446
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 75798 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.