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76095

ZIPSAFMR
Tarrant County, TX
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,470$1,220
1 BR$1,490$1,480
2 BR$1,750$1,730
3 BR$2,290$2,060
4 BR$2,870$2,550
5 BR$3,300Not available
6 BR$3,796Not available
7 BR$4,365Not available
8 BR$5,020Not available

Purchase Price Calculator

Maximum purchase price
$195,161

Cost breakdown

+Likely effective rent$1,730
HUD FMR$1,750
Market rentUsed$1,730
Est. payment standard (99%)$1,740
-Principal and interest-$987
Loan amount$156,129
Down payment$39,032
Rate6.50%
Term30 years
-Operating costs-$543
Property taxes-$195
Insurance-$175
Utilities$0
HOA$0
Management-$173
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,800(71.2% ROI)
Projected value
$210,167
Return breakdown
Property appreciation+$15,006
Loan principal paid down+$5,594
Rental cash flow+$7,200
5-year hold
+$47,621(122.0% ROI)
Projected value
$220,807
Return breakdown
Property appreciation+$25,646
Loan principal paid down+$9,975
Rental cash flow+$12,000
10-year hold
+$102,430(262.4% ROI)
Projected value
$249,822
Return breakdown
Property appreciation+$54,662
Loan principal paid down+$23,769
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.20
1 BR
1.01
2 BR
1.01
3 BR
1.11
4 BR
1.13
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 76095 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76095 (Bedford, TX) is $1,750 a month. That is up 1.2% from $1,730 in FY 2026. Bedford is in the Fort Worth-Arlington, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 96 ZIP codes in Tarrant County, 76095 is tied for the 45th-highest two-bedroom rent (county range $1,230–$2,620). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76095 is 58% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76095
BedroomsFY 2027Change90–110% range
Studio$1,470+2.8%$1,323–$1,617
1BR$1,490+0.7%$1,341–$1,639
2BR$1,750+1.2%$1,575–$1,925
3BR$2,290+0.4%$2,061–$2,519
4BR$2,870+1.4%$2,583–$3,157

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76095
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,470$1,490$1,750$2,290$2,870
FY 2026$1,430$1,480$1,730$2,280$2,830
FY 2025$1,370$1,470$1,710$2,260$2,760
FY 2024$1,270$1,390$1,620$2,150$2,620
FY 2023$1,100$1,240$1,460$1,930$2,390

Two-bedroom rent in nearby Tarrant County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76095
76092$2,250+28.6%
76094$1,7500.0%
76095Current$1,750—
76096$1,7500.0%
76099$1,7500.0%
76101$1,7500.0%
76102$2,020+15.4%
76103$1,360−22.3%
76104$1,690−3.4%
76105$1,420−18.9%
76106$1,460−16.6%
76107$1,830+4.6%

Questions about ZIP 76095 rents

How much will Section 8 pay for a two-bedroom in ZIP 76095?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,750, that basic range is $1,575 to $1,925 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76095 in?

ZIP 76095 is in the Fort Worth-Arlington, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 76095 for FY 2027?

The two-bedroom FMR rose 1.2%, from $1,730 in FY 2026 to $1,750 in FY 2027. Since FY 2023 it has risen 19.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set