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76439

ZIPSAFMR
Parker County, TX
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,450$1,600
1 BR$1,470$1,620
2 BR$1,730$1,900
3 BR$2,260$2,330
4 BR$2,840$2,630
5 BR$3,266Not available
6 BR$3,756Not available
7 BR$4,319Not available
8 BR$4,967Not available

Purchase Price Calculator

Maximum purchase price
$220,423

Cost breakdown

+Likely effective rent$1,900
HUD FMR$1,730
Market rent$2,030
Est. payment standard (110%)Used$1,900
-Principal and interest-$1,115
Loan amount$176,338
Down payment$44,085
Rate6.50%
Term30 years
-Operating costs-$585
Property taxes-$220
Insurance-$175
Utilities$0
HOA$0
Management-$190
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,466(69.1% ROI)
Projected value
$237,371
Return breakdown
Property appreciation+$16,948
Loan principal paid down+$6,318
Rental cash flow+$7,200
5-year hold
+$52,232(118.5% ROI)
Projected value
$249,388
Return breakdown
Property appreciation+$28,965
Loan principal paid down+$11,266
Rental cash flow+$12,000
10-year hold
+$112,583(255.4% ROI)
Projected value
$282,160
Return breakdown
Property appreciation+$61,737
Loan principal paid down+$26,846
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.72
1 BR
0.74
2 BR
0.85
3 BR
0.96
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 76439 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76439 (Dennis, TX) is $1,730 a month. That is up 3.0% from $1,680 in FY 2026. Dennis is in the Fort Worth-Arlington, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 21 ZIP codes in Parker County, 76439 is tied for the 7th-highest two-bedroom rent (county range $1,070–$2,620). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76439 is 57% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76439
BedroomsFY 2027Change90–110% range
Studio$1,450+4.3%$1,305–$1,595
1BR$1,470+2.1%$1,323–$1,617
2BR$1,730+3.0%$1,557–$1,903
3BR$2,260+1.8%$2,034–$2,486
4BR$2,840+3.6%$2,556–$3,124

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76439
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,450$1,470$1,730$2,260$2,840
FY 2026$1,390$1,440$1,680$2,220$2,740
FY 2025$1,300$1,390$1,620$2,140$2,620
FY 2024$1,200$1,310$1,530$2,030$2,470
FY 2023$1,050$1,180$1,390$1,840$2,280

Two-bedroom rent in nearby Parker County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76439
76086$1,700−1.7%
76087$2,040+17.9%
76088$1,680−2.9%
76098$1,7300.0%
76108$1,740+0.6%
76126$1,960+13.3%
76439Current$1,730—
76462$1,440−16.8%
76485$1,7300.0%
76486$1,070−38.2%
76487$2,090+20.8%
76490$1,170−32.4%

Questions about ZIP 76439 rents

How much will Section 8 pay for a two-bedroom in ZIP 76439?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,730, that basic range is $1,557 to $1,903 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76439 in?

ZIP 76439 is in the Fort Worth-Arlington, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 76439 for FY 2027?

The two-bedroom FMR rose 3.0%, from $1,680 in FY 2026 to $1,730 in FY 2027. Since FY 2023 it has risen 24.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set