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Bell County/Heidenheimer/76533

76533

ZIPSAFMR
Bell County, TX
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$920$1,010
1 BR$930$1,020
2 BR$1,140$1,250
3 BR$1,580$1,740
4 BR$1,910$2,050
5 BR$2,197Not available
6 BR$2,526Not available
7 BR$2,905Not available
8 BR$3,341Not available

Purchase Price Calculator

Maximum purchase price
$123,833

Cost breakdown

+Likely effective rent$1,250
HUD FMR$1,140
Market rent$1,340
Est. payment standard (110%)Used$1,250
-Principal and interest-$626
Loan amount$99,066
Down payment$24,767
Rate6.50%
Term30 years
-Operating costs-$424
Property taxes-$124
Insurance-$175
Utilities$0
HOA$0
Management-$125
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,271(81.8% ROI)
Projected value
$133,355
Return breakdown
Property appreciation+$9,522
Loan principal paid down+$3,549
Rental cash flow+$7,200
5-year hold
+$34,602(139.7% ROI)
Projected value
$140,106
Return breakdown
Property appreciation+$16,273
Loan principal paid down+$6,329
Rental cash flow+$12,000
10-year hold
+$73,765(297.8% ROI)
Projected value
$158,517
Return breakdown
Property appreciation+$34,684
Loan principal paid down+$15,082
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.84
1 BR
0.80
2 BR
0.85
3 BR
0.85
4 BR
0.90
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 76533 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76533 (Heidenheimer, TX) is $1,140 a month. That is down 8.1% from $1,240 in FY 2026. Heidenheimer is in the Killeen-Temple, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,138. Among 29 ZIP codes in Bell County, 76533 is tied for the 15th-highest two-bedroom rent (county range $1,110–$1,910). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76533 is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76533
BedroomsFY 2027Change90–110% range
Studio$920−7.1%$828–$1,012
1BR$930−7.0%$837–$1,023
2BR$1,140−8.1%$1,026–$1,254
3BR$1,580−8.1%$1,422–$1,738
4BR$1,910−8.2%$1,719–$2,101

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76533
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$920$930$1,140$1,580$1,910
FY 2026$990$1,000$1,240$1,720$2,080
FY 2025$930$940$1,180$1,640$1,980
FY 2024$900$900$1,140$1,610$1,930
FY 2023$750$760$960$1,360$1,640

Two-bedroom rent in nearby Bell County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76533
76519$1,110−2.6%
76527$1,700+49.1%
76528$1,110−2.6%
76533Current$1,140—
76534$1,120−1.8%
76537$1,910+67.5%
76539$1,240+8.8%
76540$1,1400.0%
76541$1,110−2.6%
76542$1,230+7.9%
76543$1,110−2.6%
76544$1,220+7.0%

Questions about ZIP 76533 rents

How much will Section 8 pay for a two-bedroom in ZIP 76533?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,138, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,024 to $1,252 a month; under the ZIP-level Small Area FMR of $1,140 it would be $1,026 to $1,254. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76533 in?

ZIP 76533 is in the Killeen-Temple, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,138.

How much did fair market rent change in ZIP 76533 for FY 2027?

The two-bedroom FMR fell 8.1%, from $1,240 in FY 2026 to $1,140 in FY 2027. Since FY 2023 it has risen 18.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHeidenheimer, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources