76543
ZIPSAFMR
Bell County, TX
BRFMR
Eff. Rent
0 BR$950$980
1 BR$960$1,000
2 BR$1,190$1,100
3 BR$1,650$1,410
4 BR$2,000$1,550
5 BR$2,300
6 BR$2,645
7 BR$3,042
8 BR$3,498

Purchase Price Calculator

Maximum purchase price
$101,543

Cost breakdown

+Likely effective rent$1,100
HUD FMR$1,190
Market rentUsed$1,100
Est. payment standard (95%)$1,130
Market rent is below the inferred standard ($1,130, 95% of FMR).
-Principal and interest-$513
Loan amount$81,234
Down payment$20,309
Rate6.50%
Term30 years
-Operating costs-$387
Property taxes-$102
Insurance-$175
Utilities$0
HOA$0
Management-$110
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,918(88.2% ROI)
Projected value
$109,351
Current value$101,543
Return breakdown
Property appreciation+$7,808
Loan principal paid down+$2,910
Rental cash flow+$7,200
5-year hold
+$30,534(150.3% ROI)
Projected value
$114,887
Current value$101,543
Return breakdown
Property appreciation+$13,344
Loan principal paid down+$5,190
Rental cash flow+$12,000
10-year hold
+$64,808(319.1% ROI)
Projected value
$129,984
Current value$101,543
Return breakdown
Property appreciation+$28,441
Loan principal paid down+$12,367
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.95ratio
FMR$950
Market$1,000
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$855 / 0.85 ratio110% standard$1,045 / 1.04 ratio
0.95
1 BR
1 BR
0.94ratio
FMR$960
Market$1,020
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$864 / 0.85 ratio110% standard$1,056 / 1.04 ratio
0.94
2 BR
2 BR
1.08ratio
FMR$1,190
Market$1,100
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,071 / 0.97 ratio110% standard$1,309 / 1.19 ratio
1.08
3 BR
3 BR
1.17ratio
FMR$1,650
Market$1,410
vs market+$240

FMR is above market; underwrite to market rent.

90% standard$1,485 / 1.05 ratio110% standard$1,815 / 1.29 ratio
1.17
4 BR
4 BR
1.29ratio
FMR$2,000
Market$1,550
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$1,800 / 1.16 ratio110% standard$2,200 / 1.42 ratio
1.29
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 76543 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

76543 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 76543 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,190 and the 4 bedroom fair market rent is $2,000.

Use this page for searches like 76543 FMR, 76543 fair market rent, and 76543 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 76543
Bedroom sizeHUD FMR
Studio$950
1 bedroom$960
2 bedroom$1,190
3 bedroom$1,650
4 bedroom$2,000