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Bell County/Salado/76571

76571

ZIPSAFMR
Bell County, TX
Zillow

ZIP Investment Score

49Below average

095130300
BRFMR
Eff. Rent
0 BR$1,120$1,230
1 BR$1,210$1,270
2 BR$1,420$1,500
3 BR$1,810$1,990
4 BR$2,080$2,290
5 BR$2,392Not available
6 BR$2,751Not available
7 BR$3,163Not available
8 BR$3,638Not available

Purchase Price Calculator

Maximum purchase price
$160,983

Cost breakdown

+Likely effective rent$1,500
HUD FMR$1,420
Market rent$1,550
Est. payment standard (106%)Used$1,500
-Principal and interest-$814
Loan amount$128,786
Down payment$32,197
Rate6.50%
Term30 years
-Operating costs-$486
Property taxes-$161
Insurance-$175
Utilities$0
HOA$0
Management-$150
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,192(75.1% ROI)
Projected value
$173,361
Return breakdown
Property appreciation+$12,378
Loan principal paid down+$4,614
Rental cash flow+$7,200
5-year hold
+$41,383(128.5% ROI)
Projected value
$182,137
Return breakdown
Property appreciation+$21,154
Loan principal paid down+$8,228
Rental cash flow+$12,000
10-year hold
+$88,695(275.5% ROI)
Projected value
$206,072
Return breakdown
Property appreciation+$45,089
Loan principal paid down+$19,606
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.93
2 BR
0.92
3 BR
0.80
4 BR
0.71
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 76571 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76571 (Salado, TX) is $1,420 a month. That is down 9.6% from $1,570 in FY 2026. Salado is in the Killeen-Temple, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,138. Among 29 ZIP codes in Bell County, 76571 has the 4th-highest two-bedroom rent (county range $1,110–$1,910). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76571 is 29% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76571
BedroomsFY 2027Change90–110% range
Studio$1,120−9.7%$1,008–$1,232
1BR$1,210−9.7%$1,089–$1,331
2BR$1,420−9.6%$1,278–$1,562
3BR$1,810−10.0%$1,629–$1,991
4BR$2,080−10.0%$1,872–$2,288

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76571
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,120$1,210$1,420$1,810$2,080
FY 2026$1,240$1,340$1,570$2,010$2,310
FY 2025$1,370$1,480$1,740$2,230$2,560
FY 2024$1,130$1,250$1,470$1,880$2,180
FY 2023$990$1,120$1,310$1,690$1,980

Two-bedroom rent in nearby Bell County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76571
76543$1,110−21.8%
76544$1,220−14.1%
76547$1,140−19.7%
76548$1,110−21.8%
76549$1,250−12.0%
76554$1,250−12.0%
76557$1,230−13.4%
76559$1,120−21.1%
76569$1,110−21.8%
76570$1,110−21.8%
76571Current$1,420—
76579$1,170−17.6%

Questions about ZIP 76571 rents

How much will Section 8 pay for a two-bedroom in ZIP 76571?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,138, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,024 to $1,252 a month; under the ZIP-level Small Area FMR of $1,420 it would be $1,278 to $1,562. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76571 in?

ZIP 76571 is in the Killeen-Temple, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,138.

How much did fair market rent change in ZIP 76571 for FY 2027?

The two-bedroom FMR fell 9.6%, from $1,570 in FY 2026 to $1,420 in FY 2027. Since FY 2023 it has risen 8.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSalado, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources