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Falls County/Satin/76685

76685

ZIPSAFMR
Falls County, TX
Zillow

ZIP Investment Score

90Below average

095130300
BRFMR
Eff. Rent
0 BR$860$860
1 BR$960$960
2 BR$1,240$1,240
3 BR$1,680$1,680
4 BR$1,950$1,950
5 BR$2,243Not available
6 BR$2,579Not available
7 BR$2,966Not available
8 BR$3,411Not available

Purchase Price Calculator

Maximum purchase price
$122,347

Cost breakdown

+Likely effective rent$1,240
HUD FMRUsed$1,240
Market rentN/A
Est. payment standardN/A
-Principal and interest-$619
Loan amount$97,878
Down payment$24,469
Rate6.50%
Term30 years
-Operating costs-$421
Property taxes-$122
Insurance-$175
Utilities$0
HOA$0
Management-$124
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,114(82.2% ROI)
Projected value
$131,754
Return breakdown
Property appreciation+$9,407
Loan principal paid down+$3,507
Rental cash flow+$7,200
5-year hold
+$34,331(140.3% ROI)
Projected value
$138,424
Return breakdown
Property appreciation+$16,077
Loan principal paid down+$6,253
Rental cash flow+$12,000
10-year hold
+$73,168(299.0% ROI)
Projected value
$156,615
Return breakdown
Property appreciation+$34,268
Loan principal paid down+$14,901
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 76685 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76685 (Satin, TX) is $1,240 a month. That is up 13.8% from $1,090 in FY 2026. Satin is in the Falls County, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,014. Among 17 ZIP codes in Falls County, 76685 has the 7th-highest two-bedroom rent (county range $1,010–$1,570). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76685 is 12% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76685
BedroomsFY 2027Change90–110% range
Studio$860+14.7%$774–$946
1BR$960+12.9%$864–$1,056
2BR$1,240+13.8%$1,116–$1,364
3BR$1,680+14.3%$1,512–$1,848
4BR$1,950+16.8%$1,755–$2,145

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76685
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$860$960$1,240$1,680$1,950
FY 2026$750$850$1,090$1,470$1,670
FY 2025$800$900$1,160$1,600$1,830
FY 2024$790$930$1,150$1,610$1,920
FY 2023$740$860$1,040$1,470$1,750

Two-bedroom rent in nearby Falls County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76685
76630$1,210−2.4%
76632$1,440+16.1%
76642$1,010−18.5%
76653$1,330+7.3%
76655$1,570+26.6%
76656$1,140−8.1%
76661$1,010−18.5%
76664$1,120−9.7%
76680$1,010−18.5%
76682$1,360+9.7%
76685Current$1,240—
76706$1,280+3.2%

Questions about ZIP 76685 rents

How much will Section 8 pay for a two-bedroom in ZIP 76685?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,240 it would be $1,116 to $1,364. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76685 in?

ZIP 76685 is in the Falls County, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,014.

How much did fair market rent change in ZIP 76685 for FY 2027?

The two-bedroom FMR rose 13.8%, from $1,090 in FY 2026 to $1,240 in FY 2027. Since FY 2023 it has risen 19.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSatin, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources