FMR is near market; voucher and private rents are aligned.
1.00
1 BR
1 BR
0.86ratio
FMR$1,250
Market$1,460
vs market-$210
FMR is below market; voucher rent may lag private rents.
0.86
2 BR
2 BR
0.83ratio
FMR$1,480
Market$1,780
vs market-$300
FMR is below market; voucher rent may lag private rents.
0.83
3 BR
3 BR
0.78ratio
FMR$1,990
Market$2,560
vs market-$570
FMR is below market; voucher rent may lag private rents.
0.78
4 BR
4 BR
0.86ratio
FMR$2,470
Market$2,860
vs market-$390
FMR is below market; voucher rent may lag private rents.
0.86
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 77592 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77592 (Texas City, TX) is $1,480 a month. That is down 5.1% from $1,560 in FY 2026. Texas City is in the Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,497. Among 25 ZIP codes in Galveston County, 77592 is tied for the 8th-highest two-bedroom rent (county range $1,040–$1,830). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77592 is 34% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 77592
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,270
$1,220
−3.9%
$1,098–$1,342
1BR
$1,310
$1,250
−4.6%
$1,125–$1,375
2BR
$1,560
$1,480
−5.1%
$1,332–$1,628
3BR
$2,100
$1,990
−5.2%
$1,791–$2,189
4BR
$2,620
$2,470
−5.7%
$2,223–$2,717
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 77592
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,220
$1,250
$1,480
$1,990
$2,470
FY 2026
$1,270
$1,310
$1,560
$2,100
$2,620
FY 2025
$1,210
$1,260
$1,510
$2,010
$2,540
FY 2024area FMR
$1,073
$1,135
$1,357
$1,792
$2,303
FY 2023area FMR
$1,030
$1,095
$1,307
$1,722
$2,226
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Galveston County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 77592?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,497, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,347 to $1,647 a month; under the ZIP-level Small Area FMR of $1,480 it would be $1,332 to $1,628. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 77592 in?
ZIP 77592 is in the Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,497.
How much did fair market rent change in ZIP 77592 for FY 2027?
The two-bedroom FMR fell 5.1%, from $1,560 in FY 2026 to $1,480 in FY 2027. Since FY 2025 it has fallen 2.0%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set