Skip to main content
Loading page
Galveston County/Texas City/77591

77591

ZIPSAFMR
Galveston County, TX
Zillow

ZIP Investment Score

100Above average

095130300
BRFMR
Eff. Rent
0 BR$1,110$1,020
1 BR$1,140$1,090
2 BR$1,350$1,320
3 BR$1,820$1,870
4 BR$2,260$2,290
5 BR$2,599Not available
6 BR$2,989Not available
7 BR$3,437Not available
8 BR$3,953Not available

Purchase Price Calculator

Maximum purchase price
$134,235

Cost breakdown

+Likely effective rent$1,320
HUD FMR$1,350
Market rentUsed$1,320
Est. payment standard (99%)$1,330
-Principal and interest-$679
Loan amount$107,388
Down payment$26,847
Rate6.50%
Term30 years
-Operating costs-$441
Property taxes-$134
Insurance-$175
Utilities$0
HOA$0
Management-$132
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,369(79.6% ROI)
Projected value
$144,556
Return breakdown
Property appreciation+$10,321
Loan principal paid down+$3,847
Rental cash flow+$7,200
5-year hold
+$36,501(136.0% ROI)
Projected value
$151,875
Return breakdown
Property appreciation+$17,640
Loan principal paid down+$6,861
Rental cash flow+$12,000
10-year hold
+$77,946(290.3% ROI)
Projected value
$171,832
Return breakdown
Property appreciation+$37,597
Loan principal paid down+$16,349
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.09
1 BR
1.05
2 BR
1.02
3 BR
0.96
4 BR
0.98
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 77591 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77591 (Texas City, TX) is $1,350 a month. That is down 4.3% from $1,410 in FY 2026. Texas City is in the Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,497. Among 25 ZIP codes in Galveston County, 77591 has the 18th-highest two-bedroom rent (county range $1,040–$1,830). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77591 is 22% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77591
BedroomsFY 2027Change90–110% range
Studio$1,110−3.5%$999–$1,221
1BR$1,140−4.2%$1,026–$1,254
2BR$1,350−4.3%$1,215–$1,485
3BR$1,820−4.2%$1,638–$2,002
4BR$2,260−4.6%$2,034–$2,486

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77591
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,110$1,140$1,350$1,820$2,260
FY 2026$1,150$1,190$1,410$1,900$2,370
FY 2025$1,110$1,150$1,380$1,840$2,320
FY 2024$980$1,040$1,240$1,640$2,100
FY 2023$950$1,000$1,200$1,580$2,040

Two-bedroom rent in nearby Galveston County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77591
77555$1,330−1.5%
77563$1,460+8.1%
77565$1,790+32.6%
77568$1,470+8.9%
77573$1,780+31.9%
77574$1,480+9.6%
77581$1,490+10.4%
77590$1,320−2.2%
77591Current$1,350—
77592$1,480+9.6%
77617$1,480+9.6%
77623$1,310−3.0%

Questions about ZIP 77591 rents

How much will Section 8 pay for a two-bedroom in ZIP 77591?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,497, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,347 to $1,647 a month; under the ZIP-level Small Area FMR of $1,350 it would be $1,215 to $1,485. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77591 in?

ZIP 77591 is in the Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,497.

How much did fair market rent change in ZIP 77591 for FY 2027?

The two-bedroom FMR fell 4.3%, from $1,410 in FY 2026 to $1,350 in FY 2027. Since FY 2023 it has risen 12.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTexas City, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources