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Victoria County/Victoria/77904

77904

ZIPSAFMR
Victoria County, TX
Zillow

ZIP Investment Score

85Below average

095130300
BRFMR
Eff. Rent
0 BR$1,240$1,270
1 BR$1,250$1,290
2 BR$1,560$1,630
3 BR$1,860$1,890
4 BR$2,110$2,320
5 BR$2,427Not available
6 BR$2,790Not available
7 BR$3,209Not available
8 BR$3,690Not available

Purchase Price Calculator

Maximum purchase price
$180,301

Cost breakdown

+Likely effective rent$1,630
HUD FMR$1,560
Market rent$1,660
Est. payment standard (104%)Used$1,630
-Principal and interest-$912
Loan amount$144,241
Down payment$36,060
Rate6.50%
Term30 years
-Operating costs-$518
Property taxes-$180
Insurance-$175
Utilities$0
HOA$0
Management-$163
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,231(72.7% ROI)
Projected value
$194,164
Return breakdown
Property appreciation+$13,863
Loan principal paid down+$5,168
Rental cash flow+$7,200
5-year hold
+$44,909(124.5% ROI)
Projected value
$203,994
Return breakdown
Property appreciation+$23,693
Loan principal paid down+$9,216
Rental cash flow+$12,000
10-year hold
+$96,458(267.5% ROI)
Projected value
$230,800
Return breakdown
Property appreciation+$50,499
Loan principal paid down+$21,959
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.97
1 BR
0.95
2 BR
0.94
3 BR
0.98
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 77904 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77904 (Victoria, TX) is $1,560 a month. That is up 0.6% from $1,550 in FY 2026. Victoria is in the Victoria, TX MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,428. Among 14 ZIP codes in Victoria County, 77904 has the highest two-bedroom rent (county range $1,300–$1,560). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77904 is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77904
BedroomsFY 2027Change90–110% range
Studio$1,240+0.8%$1,116–$1,364
1BR$1,250+0.8%$1,125–$1,375
2BR$1,560+0.6%$1,404–$1,716
3BR$1,8600.0%$1,674–$2,046
4BR$2,110+2.9%$1,899–$2,321

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77904
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,240$1,250$1,560$1,860$2,110
FY 2026$1,230$1,240$1,550$1,860$2,050
FY 2025$1,150$1,160$1,470$1,770$1,950
FY 2024$1,070$1,080$1,350$1,680$1,860
FY 2023$940$1,020$1,270$1,620$1,820

Two-bedroom rent in nearby Victoria County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77904
77901$1,390−10.9%
77902$1,430−8.3%
77903$1,430−8.3%
77904Current$1,560—
77905$1,360−12.8%
77951$1,300−16.7%
77968$1,300−16.7%
77973$1,430−8.3%
77974$1,390−10.9%
77976$1,450−7.1%
77977$1,300−16.7%
77979$1,300−16.7%

Questions about ZIP 77904 rents

How much will Section 8 pay for a two-bedroom in ZIP 77904?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,428, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,285 to $1,571 a month; under the ZIP-level Small Area FMR of $1,560 it would be $1,404 to $1,716. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77904 in?

ZIP 77904 is in the Victoria, TX MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,428.

How much did fair market rent change in ZIP 77904 for FY 2027?

The two-bedroom FMR rose 0.6%, from $1,550 in FY 2026 to $1,560 in FY 2027. Since FY 2023 it has risen 22.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentVictoria, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources