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McMullen County/Jourdanton/78026

78026

ZIPSAFMR
McMullen County, TX
Zillow

ZIP Investment Score

77Below average

095130300
BRFMR
Eff. Rent
0 BR$780$860
1 BR$930$1,020
2 BR$1,010$1,110
3 BR$1,340$1,420
4 BR$1,350$1,470
5 BR$1,552Not available
6 BR$1,785Not available
7 BR$2,053Not available
8 BR$2,361Not available

Purchase Price Calculator

Maximum purchase price
$103,029

Cost breakdown

+Likely effective rent$1,110
HUD FMR$1,010
Market rent$1,280
Est. payment standard (110%)Used$1,110
-Principal and interest-$521
Loan amount$82,423
Down payment$20,606
Rate6.50%
Term30 years
-Operating costs-$389
Property taxes-$103
Insurance-$175
Utilities$0
HOA$0
Management-$111
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,075(87.7% ROI)
Projected value
$110,951
Return breakdown
Property appreciation+$7,922
Loan principal paid down+$2,953
Rental cash flow+$7,200
5-year hold
+$30,805(149.5% ROI)
Projected value
$116,568
Return breakdown
Property appreciation+$13,539
Loan principal paid down+$5,266
Rental cash flow+$12,000
10-year hold
+$65,405(317.4% ROI)
Projected value
$131,886
Return breakdown
Property appreciation+$28,857
Loan principal paid down+$12,548
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.63
1 BR
0.76
2 BR
0.79
3 BR
0.92
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78026 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78026 (Jourdanton, TX) is $1,010 a month. That is down 5.6% from $1,070 in FY 2026. Jourdanton is in the McMullen County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,078. Among 3 ZIP codes in McMullen County, 78026 has the 3rd-highest two-bedroom rent (county range $1,010–$1,070). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78026 is 9% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78026
BedroomsFY 2027Change90–110% range
Studio$780−2.5%$702–$858
1BR$930−4.1%$837–$1,023
2BR$1,010−5.6%$909–$1,111
3BR$1,340−2.2%$1,206–$1,474
4BR$1,350−4.9%$1,215–$1,485

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78026
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$780$930$1,010$1,340$1,350
FY 2026$800$970$1,070$1,370$1,420
FY 2025$850$1,040$1,150$1,440$1,520
FY 2024$830$1,010$1,130$1,400$1,580
FY 2023$760$940$1,060$1,290$1,750

Two-bedroom rent in nearby McMullen County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78026
78007$1,050+4.0%
78026Current$1,010—
78072$1,070+5.9%

Questions about ZIP 78026 rents

How much will Section 8 pay for a two-bedroom in ZIP 78026?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,078, which applies unless the housing authority uses Small Area FMRs, that basic range is $970 to $1,186 a month; under the ZIP-level Small Area FMR of $1,010 it would be $909 to $1,111. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78026 in?

ZIP 78026 is in the McMullen County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,078.

How much did fair market rent change in ZIP 78026 for FY 2027?

The two-bedroom FMR fell 5.6%, from $1,070 in FY 2026 to $1,010 in FY 2027. Since FY 2023 it has fallen 4.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJourdanton, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources