78576
ZIPSAFMR
Hidalgo County, TX
BRFMR
Eff. Rent
0 BR$770$850
1 BR$780$860
2 BR$970$1,070
3 BR$1,260$1,360
4 BR$1,400$1,540
5 BR$1,610
6 BR$1,851
7 BR$2,129
8 BR$2,449

Purchase Price Calculator

Maximum purchase price
$97,085

Cost breakdown

+Likely effective rent$1,070
HUD FMR$970
Market rent$1,400
Est. payment standard (110%)Used$1,070
Estimated payment standard is $1,070 (110% of FMR).
-Principal and interest-$491
Loan amount$77,668
Down payment$19,417
Rate6.50%
Term30 years
-Operating costs-$379
Property taxes-$97
Insurance-$175
Utilities$0
HOA$0
Management-$107
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,448(89.9% ROI)
Projected value
$104,550
Current value$97,085
Return breakdown
Property appreciation+$7,465
Loan principal paid down+$2,783
Rental cash flow+$7,200
5-year hold
+$29,720(153.1% ROI)
Projected value
$109,843
Current value$97,085
Return breakdown
Property appreciation+$12,758
Loan principal paid down+$4,962
Rental cash flow+$12,000
10-year hold
+$63,016(324.5% ROI)
Projected value
$124,277
Current value$97,085
Return breakdown
Property appreciation+$27,192
Loan principal paid down+$11,824
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.71ratio
FMR$770
Market$1,080
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$693 / 0.64 ratio110% standard$847 / 0.78 ratio
0.71
1 BR
1 BR
0.68ratio
FMR$780
Market$1,150
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$702 / 0.61 ratio110% standard$858 / 0.75 ratio
0.68
2 BR
2 BR
0.69ratio
FMR$970
Market$1,400
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$873 / 0.62 ratio110% standard$1,067 / 0.76 ratio
0.69
3 BR
3 BR
0.89ratio
FMR$1,260
Market$1,410
vs market-$150

FMR is below market; voucher rent may lag private rents.

90% standard$1,134 / 0.80 ratio110% standard$1,386 / 0.98 ratio
0.89
4 BR
4 BR
0.79ratio
FMR$1,400
Market$1,780
vs market-$380

FMR is below market; voucher rent may lag private rents.

90% standard$1,260 / 0.71 ratio110% standard$1,540 / 0.87 ratio
0.79
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78576 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78576 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78576 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $970 and the 4 bedroom fair market rent is $1,400.

Use this page for searches like 78576 FMR, 78576 fair market rent, and 78576 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78576
Bedroom sizeHUD FMR
Studio$770
1 bedroom$780
2 bedroom$970
3 bedroom$1,260
4 bedroom$1,400