Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 78860 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78860 (El Indio, TX) is $1,180 a month. That is up 2.6% from $1,150 in FY 2026. El Indio is in the Eagle Pass, TX MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,014. Among 4 ZIP codes in Maverick County, 78860 has the highest two-bedroom rent (county range $1,010–$1,180). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78860 is 7% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 78860
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$950
$1,010
+6.3%
$909–$1,111
1BR
$1,010
$1,040
+3.0%
$936–$1,144
2BR
$1,150
$1,180
+2.6%
$1,062–$1,298
3BR
$1,540
$1,600
+3.9%
$1,440–$1,760
4BR
$1,680
$1,780
+6.0%
$1,602–$1,958
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 78860
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,010
$1,040
$1,180
$1,600
$1,780
FY 2026
$950
$1,010
$1,150
$1,540
$1,680
FY 2025
$900
$950
$1,120
$1,460
$1,520
FY 2024area FMR
$753
$758
$928
$1,192
$1,236
FY 2023area FMR
$671
$676
$844
$1,071
$1,134
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Maverick County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 78860?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,180 it would be $1,062 to $1,298. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 78860 in?
ZIP 78860 is in the Eagle Pass, TX MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,014.
How much did fair market rent change in ZIP 78860 for FY 2027?
The two-bedroom FMR rose 2.6%, from $1,150 in FY 2026 to $1,180 in FY 2027. Since FY 2025 it has risen 5.4%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set