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Hartley County/Hartley/79044

79044

ZIPSAFMR
Hartley County, TX
Zillow

ZIP Investment Score

126Above average

095130300
BRFMR
Eff. Rent
0 BR$1,310$1,310
1 BR$1,370$1,370
2 BR$1,720$1,720
3 BR$2,250$2,250
4 BR$2,260$2,260
5 BR$2,599Not available
6 BR$2,989Not available
7 BR$3,437Not available
8 BR$3,953Not available

Purchase Price Calculator

Maximum purchase price
$193,675

Cost breakdown

+Likely effective rent$1,720
HUD FMRUsed$1,720
Market rentN/A
Est. payment standardN/A
-Principal and interest-$979
Loan amount$154,940
Down payment$38,735
Rate6.50%
Term30 years
-Operating costs-$541
Property taxes-$194
Insurance-$175
Utilities$0
HOA$0
Management-$172
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,643(71.4% ROI)
Projected value
$208,567
Return breakdown
Property appreciation+$14,892
Loan principal paid down+$5,551
Rental cash flow+$7,200
5-year hold
+$47,350(122.2% ROI)
Projected value
$219,125
Return breakdown
Property appreciation+$25,450
Loan principal paid down+$9,899
Rental cash flow+$12,000
10-year hold
+$101,833(262.9% ROI)
Projected value
$247,920
Return breakdown
Property appreciation+$54,245
Loan principal paid down+$23,588
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 79044 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 79044 (Hartley, TX) is $1,720 a month. That is up 14.7% from $1,500 in FY 2026. Hartley is in the Hartley County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,218. Among 4 ZIP codes in Hartley County, 79044 has the highest two-bedroom rent (county range $1,020–$1,720). The median county two-bedroom FMR in Texas is $1,105, so ZIP 79044 is 56% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 79044
BedroomsFY 2027Change90–110% range
Studio$1,310+12.0%$1,179–$1,441
1BR$1,370+14.2%$1,233–$1,507
2BR$1,720+14.7%$1,548–$1,892
3BR$2,250+13.6%$2,025–$2,475
4BR$2,260+13.6%$2,034–$2,486

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 79044
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,310$1,370$1,720$2,250$2,260
FY 2026$1,170$1,200$1,500$1,980$1,990
FY 2025$1,110$1,140$1,420$1,880$1,880
FY 2024area FMR$948$980$1,217$1,615$1,621
FY 2023area FMR$826$872$1,095$1,466$1,471

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Hartley County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 79044
79018$1,020−40.7%
79022$1,310−23.8%
79029$1,180−31.4%
79044Current$1,720—

Questions about ZIP 79044 rents

How much will Section 8 pay for a two-bedroom in ZIP 79044?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,218, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,096 to $1,340 a month; under the ZIP-level Small Area FMR of $1,720 it would be $1,548 to $1,892. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 79044 in?

ZIP 79044 is in the Hartley County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,218.

How much did fair market rent change in ZIP 79044 for FY 2027?

The two-bedroom FMR rose 14.7%, from $1,500 in FY 2026 to $1,720 in FY 2027. Since FY 2025 it has risen 21.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHartley, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources