79607
ZIPSAFMR
Taylor County, TX
BRFMR
Eff. Rent
0 BR$1,260$1,310
1 BR$1,270$1,160
2 BR$1,590$1,260
3 BR$2,060$2,000
4 BR$2,480$2,160
5 BR$2,852
6 BR$3,280
7 BR$3,772
8 BR$4,338

Purchase Price Calculator

Maximum purchase price
$125,319

Cost breakdown

+Likely effective rent$1,260
HUD FMR$1,590
Market rentUsed$1,260
Est. payment standard (90%)$1,430
Market rent is below the inferred standard ($1,430, 90% of FMR).
-Principal and interest-$634
Loan amount$100,255
Down payment$25,064
Rate6.50%
Term30 years
-Operating costs-$426
Property taxes-$125
Insurance-$175
Utilities$0
HOA$0
Management-$126
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,428(81.5% ROI)
Projected value
$134,955
Current value$125,319
Return breakdown
Property appreciation+$9,636
Loan principal paid down+$3,592
Rental cash flow+$7,200
5-year hold
+$34,873(139.1% ROI)
Projected value
$141,787
Current value$125,319
Return breakdown
Property appreciation+$16,468
Loan principal paid down+$6,405
Rental cash flow+$12,000
10-year hold
+$74,363(296.7% ROI)
Projected value
$160,419
Current value$125,319
Return breakdown
Property appreciation+$35,100
Loan principal paid down+$15,263
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.95ratio
FMR$1,260
Market$1,330
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,134 / 0.85 ratio110% standard$1,386 / 1.04 ratio
0.95
1 BR
1 BR
1.09ratio
FMR$1,270
Market$1,160
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,143 / 0.99 ratio110% standard$1,397 / 1.20 ratio
1.09
2 BR
2 BR
1.26ratio
FMR$1,590
Market$1,260
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$1,431 / 1.14 ratio110% standard$1,749 / 1.39 ratio
1.26
3 BR
3 BR
1.03ratio
FMR$2,060
Market$2,000
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,854 / 0.93 ratio110% standard$2,266 / 1.13 ratio
1.03
4 BR
4 BR
1.15ratio
FMR$2,480
Market$2,160
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$2,232 / 1.03 ratio110% standard$2,728 / 1.26 ratio
1.15
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 79607 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

79607 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 79607 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,590 and the 4 bedroom fair market rent is $2,480.

Use this page for searches like 79607 FMR, 79607 fair market rent, and 79607 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 79607
Bedroom sizeHUD FMR
Studio$1,260
1 bedroom$1,270
2 bedroom$1,590
3 bedroom$2,060
4 bedroom$2,480