Skip to main content
Loading page
Crowley County/Sugar City/81076

81076

ZIPSAFMR
Crowley County, CO
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$880$880
1 BR$890$890
2 BR$1,170$1,170
3 BR$1,400$1,400
4 BR$1,820$1,820
5 BR$2,093Not available
6 BR$2,407Not available
7 BR$2,768Not available
8 BR$3,183Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMRUsed$1,170
Market rentN/A
Est. payment standardN/A
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 81076 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 81076 (Sugar City, CO) is $1,170 a month. That is down 4.1% from $1,220 in FY 2026. Sugar City is in the Crowley County, CO non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,405. Among 5 ZIP codes in Crowley County, 81076 has the 5th-highest two-bedroom rent (county range $1,170–$1,440). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 81076 is 15% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 81076
BedroomsFY 2027Change90–110% range
Studio$880−4.3%$792–$968
1BR$890−4.3%$801–$979
2BR$1,170−4.1%$1,053–$1,287
3BR$1,400−4.8%$1,260–$1,540
4BR$1,820−6.2%$1,638–$2,002

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 81076
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$880$890$1,170$1,400$1,820
FY 2026$920$930$1,220$1,470$1,940
FY 2025$990$1,000$1,310$1,580$2,100
FY 2024area FMR$1,023$1,030$1,353$1,660$2,178
FY 2023area FMR$864$870$1,110$1,504$1,793

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Crowley County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 81076
81033$1,430+22.2%
81034$1,410+20.5%
81062$1,430+22.2%
81063$1,440+23.1%
81076Current$1,170—

Questions about ZIP 81076 rents

How much will Section 8 pay for a two-bedroom in ZIP 81076?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,405, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,265 to $1,546 a month; under the ZIP-level Small Area FMR of $1,170 it would be $1,053 to $1,287. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 81076 in?

ZIP 81076 is in the Crowley County, CO non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,405.

How much did fair market rent change in ZIP 81076 for FY 2027?

The two-bedroom FMR fell 4.1%, from $1,220 in FY 2026 to $1,170 in FY 2027. Since FY 2025 it has fallen 10.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSugar City, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources