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83205

ZIPSAFMR
Bannock County, ID
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$870$600
1 BR$960$860
2 BR$1,250$1,110
3 BR$1,730$1,400
4 BR$2,090$1,770
5 BR$2,404Not available
6 BR$2,764Not available
7 BR$3,179Not available
8 BR$3,655Not available

Purchase Price Calculator

Maximum purchase price
$103,029

Cost breakdown

+Likely effective rent$1,110
HUD FMR$1,250
Market rentUsed$1,110
Est. payment standard (93%)$1,160
-Principal and interest-$521
Loan amount$82,423
Down payment$20,606
Rate6.50%
Term30 years
-Operating costs-$389
Property taxes-$103
Insurance-$175
Utilities$0
HOA$0
Management-$111
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,075(87.7% ROI)
Projected value
$110,951
Return breakdown
Property appreciation+$7,922
Loan principal paid down+$2,953
Rental cash flow+$7,200
5-year hold
+$30,805(149.5% ROI)
Projected value
$116,568
Return breakdown
Property appreciation+$13,539
Loan principal paid down+$5,266
Rental cash flow+$12,000
10-year hold
+$65,405(317.4% ROI)
Projected value
$131,886
Return breakdown
Property appreciation+$28,857
Loan principal paid down+$12,548
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.45
1 BR
1.12
2 BR
1.13
3 BR
1.24
4 BR
1.18
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 83205 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 83205 (Pocatello, ID) is $1,250 a month. That is up 6.8% from $1,170 in FY 2026. Pocatello is in the Pocatello, ID MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,251. Among 12 ZIP codes in Bannock County, 83205 is tied for the 6th-highest two-bedroom rent (county range $1,060–$1,510). The median county two-bedroom FMR in Idaho is $1,127, so ZIP 83205 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 83205
BedroomsFY 2027Change90–110% range
Studio$870+7.4%$783–$957
1BR$960+7.9%$864–$1,056
2BR$1,250+6.8%$1,125–$1,375
3BR$1,730+6.1%$1,557–$1,903
4BR$2,090+6.6%$1,881–$2,299

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 83205
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$870$960$1,250$1,730$2,090
FY 2026$810$890$1,170$1,630$1,960
FY 2025$780$870$1,140$1,600$1,910
FY 2024$670$750$990$1,400$1,680
FY 2023$600$680$900$1,280$1,530

Two-bedroom rent in nearby Bannock County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 83205
83201$1,200−4.0%
83202$1,320+5.6%
83204$1,080−13.6%
83205Current$1,250—
83206$1,2500.0%
83209$1,060−15.2%
83214$1,310+4.8%
83234$1,440+15.2%
83245$1,510+20.8%
83246$1,150−8.0%
83250$1,360+8.8%
83281$1,240−0.8%

Questions about ZIP 83205 rents

How much will Section 8 pay for a two-bedroom in ZIP 83205?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,251, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,126 to $1,376 a month; under the ZIP-level Small Area FMR of $1,250 it would be $1,125 to $1,375. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 83205 in?

ZIP 83205 is in the Pocatello, ID MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,251.

How much did fair market rent change in ZIP 83205 for FY 2027?

The two-bedroom FMR rose 6.8%, from $1,170 in FY 2026 to $1,250 in FY 2027. Since FY 2023 it has risen 38.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set