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Blaine County/Carey/83320

83320

ZIPSAFMR
Blaine County, ID
Zillow

ZIP Investment Score

38Below average

095130300
BRFMR
Eff. Rent
0 BR$1,000$1,000
1 BR$1,100$1,100
2 BR$1,440$1,440
3 BR$1,900$1,900
4 BR$2,190$2,190
5 BR$2,519Not available
6 BR$2,896Not available
7 BR$3,331Not available
8 BR$3,830Not available

Purchase Price Calculator

Maximum purchase price
$152,067

Cost breakdown

+Likely effective rent$1,440
HUD FMRUsed$1,440
Market rentN/A
Est. payment standardN/A
-Principal and interest-$769
Loan amount$121,654
Down payment$30,413
Rate6.50%
Term30 years
-Operating costs-$471
Property taxes-$152
Insurance-$175
Utilities$0
HOA$0
Management-$144
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,251(76.5% ROI)
Projected value
$163,759
Return breakdown
Property appreciation+$11,693
Loan principal paid down+$4,359
Rental cash flow+$7,200
5-year hold
+$39,755(130.7% ROI)
Projected value
$172,050
Return breakdown
Property appreciation+$19,983
Loan principal paid down+$7,772
Rental cash flow+$12,000
10-year hold
+$85,112(279.9% ROI)
Projected value
$194,659
Return breakdown
Property appreciation+$42,592
Loan principal paid down+$18,520
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 83320 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 83320 (Carey, ID) is $1,440 a month. That is up 18.0% from $1,220 in FY 2026. Carey is in the Blaine County, ID non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,673. Among 8 ZIP codes in Blaine County, 83320 is tied for the 7th-highest two-bedroom rent (county range $1,440–$1,800). The median county two-bedroom FMR in Idaho is $1,127, so ZIP 83320 is 28% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 83320
BedroomsFY 2027Change90–110% range
Studio$1,000+19.0%$900–$1,100
1BR$1,100+18.3%$990–$1,210
2BR$1,440+18.0%$1,296–$1,584
3BR$1,900+12.4%$1,710–$2,090
4BR$2,190+21.7%$1,971–$2,409

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 83320
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,000$1,100$1,440$1,900$2,190
FY 2026$840$930$1,220$1,690$1,800
FY 2025$840$940$1,230$1,650$1,660
FY 2024area FMR$925$1,039$1,365$1,830$1,837
FY 2023area FMR$807$917$1,207$1,615$1,621

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Blaine County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 83320
83313$1,730+20.1%
83320Current$1,440—
83333$1,800+25.0%
83340$1,520+5.6%
83348$1,620+12.5%
83352$1,4400.0%
83353$1,650+14.6%
83354$1,670+16.0%

Questions about ZIP 83320 rents

How much will Section 8 pay for a two-bedroom in ZIP 83320?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,673, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,506 to $1,840 a month; under the ZIP-level Small Area FMR of $1,440 it would be $1,296 to $1,584. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 83320 in?

ZIP 83320 is in the Blaine County, ID non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,673.

How much did fair market rent change in ZIP 83320 for FY 2027?

The two-bedroom FMR rose 18.0%, from $1,220 in FY 2026 to $1,440 in FY 2027. Since FY 2025 it has risen 17.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCarey, ID fair market rentID statewide rentsWhat is SAFMR?Data sources