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Bonner County/Dover/83825

83825

ZIPSAFMR
Bonner County, ID
Zillow

ZIP Investment Score

36Below average

095130300
BRFMR
Eff. Rent
0 BR$1,060$1,170
1 BR$1,070$1,180
2 BR$1,400$1,540
3 BR$1,940$2,130
4 BR$2,310$2,540
5 BR$2,657Not available
6 BR$3,055Not available
7 BR$3,513Not available
8 BR$4,040Not available

Purchase Price Calculator

Maximum purchase price
$166,927

Cost breakdown

+Likely effective rent$1,540
HUD FMR$1,400
Market rent$2,070
Est. payment standard (110%)Used$1,540
-Principal and interest-$844
Loan amount$133,542
Down payment$33,385
Rate6.50%
Term30 years
-Operating costs-$496
Property taxes-$167
Insurance-$175
Utilities$0
HOA$0
Management-$154
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,820(74.3% ROI)
Projected value
$179,762
Return breakdown
Property appreciation+$12,835
Loan principal paid down+$4,784
Rental cash flow+$7,200
5-year hold
+$42,468(127.2% ROI)
Projected value
$188,862
Return breakdown
Property appreciation+$21,936
Loan principal paid down+$8,532
Rental cash flow+$12,000
10-year hold
+$91,084(272.8% ROI)
Projected value
$213,681
Return breakdown
Property appreciation+$46,754
Loan principal paid down+$20,330
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.72
1 BR
0.64
2 BR
0.68
3 BR
0.78
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 83825 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 83825 (Dover, ID) is $1,400 a month. That is up 4.5% from $1,340 in FY 2026. Dover is in the Bonner County, ID non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,328. Among 19 ZIP codes in Bonner County, 83825 is tied for the 4th-highest two-bedroom rent (county range $1,140–$1,840). The median county two-bedroom FMR in Idaho is $1,127, so ZIP 83825 is 24% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 83825
BedroomsFY 2027Change90–110% range
Studio$1,060+5.0%$954–$1,166
1BR$1,070+4.9%$963–$1,177
2BR$1,400+4.5%$1,260–$1,540
3BR$1,940+4.3%$1,746–$2,134
4BR$2,310+14.4%$2,079–$2,541

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 83825
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,070$1,400$1,940$2,310
FY 2026$1,010$1,020$1,340$1,860$2,020
FY 2025$870$880$1,150$1,610$1,840
FY 2024area FMR$825$830$1,068$1,505$1,812
FY 2023area FMR$761$766$955$1,357$1,627

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Bonner County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 83825
83803$1,4000.0%
83804$1,170−16.4%
83809$1,330−5.0%
83811$1,190−15.0%
83813$1,290−7.9%
83821$1,140−18.6%
83822$1,140−18.6%
83825Current$1,400—
83836$1,210−13.6%
83840$1,840+31.4%
83841$1,180−15.7%
83848$1,140−18.6%

Questions about ZIP 83825 rents

How much will Section 8 pay for a two-bedroom in ZIP 83825?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,328, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,195 to $1,461 a month; under the ZIP-level Small Area FMR of $1,400 it would be $1,260 to $1,540. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 83825 in?

ZIP 83825 is in the Bonner County, ID non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,328.

How much did fair market rent change in ZIP 83825 for FY 2027?

The two-bedroom FMR rose 4.5%, from $1,340 in FY 2026 to $1,400 in FY 2027. Since FY 2025 it has risen 21.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDover, ID fair market rentID statewide rentsWhat is SAFMR?Data sources