83835
ZIPSAFMR
Kootenai County, ID
BRFMR
Eff. Rent
0 BR$1,330$1,460
1 BR$1,560$1,660
2 BR$1,860$1,890
3 BR$2,590$2,430
4 BR$3,120$2,810
5 BR$3,588
6 BR$4,126
7 BR$4,745
8 BR$5,457

Purchase Price Calculator

Maximum purchase price
$218,937

Cost breakdown

+Likely effective rent$1,890
HUD FMR$1,860
Market rent$1,900
Est. payment standard (101%)Used$1,890
Estimated payment standard is $1,890 (101% of FMR).
-Principal and interest-$1,107
Loan amount$175,149
Down payment$43,787
Rate6.50%
Term30 years
-Operating costs-$583
Property taxes-$219
Insurance-$175
Utilities$0
HOA$0
Management-$189
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,309(69.2% ROI)
Projected value
$235,771
Current value$218,937
Return breakdown
Property appreciation+$16,834
Loan principal paid down+$6,275
Rental cash flow+$7,200
5-year hold
+$51,960(118.7% ROI)
Projected value
$247,707
Current value$218,937
Return breakdown
Property appreciation+$28,770
Loan principal paid down+$11,190
Rental cash flow+$12,000
10-year hold
+$111,985(255.7% ROI)
Projected value
$280,258
Current value$218,937
Return breakdown
Property appreciation+$61,321
Loan principal paid down+$26,665
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.72ratio
FMR$1,330
Market$1,840
vs market-$510

FMR is below market; voucher rent may lag private rents.

90% standard$1,197 / 0.65 ratio110% standard$1,463 / 0.80 ratio
0.72
1 BR
1 BR
0.91ratio
FMR$1,560
Market$1,720
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,404 / 0.82 ratio110% standard$1,716 / 1.00 ratio
0.91
2 BR
2 BR
0.98ratio
FMR$1,860
Market$1,900
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,674 / 0.88 ratio110% standard$2,046 / 1.08 ratio
0.98
3 BR
3 BR
1.07ratio
FMR$2,590
Market$2,430
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,331 / 0.96 ratio110% standard$2,849 / 1.17 ratio
1.07
4 BR
4 BR
1.11ratio
FMR$3,120
Market$2,810
vs market+$310

FMR is above market; underwrite to market rent.

90% standard$2,808 / 1.00 ratio110% standard$3,432 / 1.22 ratio
1.11
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 83835 (ID) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

83835 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 83835 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,860 and the 4 bedroom fair market rent is $3,120.

Use this page for searches like 83835 FMR, 83835 fair market rent, and 83835 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 83835
Bedroom sizeHUD FMR
Studio$1,330
1 bedroom$1,560
2 bedroom$1,860
3 bedroom$2,590
4 bedroom$3,120