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83844

ZIPSAFMR
Latah County, ID
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$870$960
1 BR$920$1,010
2 BR$1,060$1,170
3 BR$1,470$1,620
4 BR$1,770$1,950
5 BR$2,035Not available
6 BR$2,341Not available
7 BR$2,692Not available
8 BR$3,096Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMR$1,060
Market rent$1,670
Est. payment standard (110%)Used$1,170
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.81
1 BR
0.81
2 BR
0.63
3 BR
0.68
4 BR
0.73
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 83844 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 83844 (Moscow, ID) is $1,060 a month. That is up 3.9% from $1,020 in FY 2026. Moscow is in the Latah County, ID non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,043. Among 13 ZIP codes in Latah County, 83844 is tied for the 11th-highest two-bedroom rent (county range $1,040–$1,380). The median county two-bedroom FMR in Idaho is $1,127, so ZIP 83844 is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 83844
BedroomsFY 2027Change90–110% range
Studio$870+7.4%$783–$957
1BR$920+5.7%$828–$1,012
2BR$1,060+3.9%$954–$1,166
3BR$1,470+3.5%$1,323–$1,617
4BR$1,770+3.5%$1,593–$1,947

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 83844
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$870$920$1,060$1,470$1,770
FY 2026$810$870$1,020$1,420$1,710
FY 2025$720$780$930$1,310$1,580
FY 2024area FMR$703$763$946$1,333$1,605
FY 2023area FMR$619$680$863$1,226$1,470

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Latah County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 83844
83537$1,110+4.7%
83806$1,320+24.5%
83823$1,320+24.5%
83824$1,090+2.8%
83832$1,380+30.2%
83834$1,170+10.4%
83843$1,0600.0%
83844Current$1,060—
83855$1,150+8.5%
83857$1,040−1.9%
83871$1,130+6.6%
83872$1,110+4.7%

Questions about ZIP 83844 rents

How much will Section 8 pay for a two-bedroom in ZIP 83844?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,043, which applies unless the housing authority uses Small Area FMRs, that basic range is $939 to $1,147 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 83844 in?

ZIP 83844 is in the Latah County, ID non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,043.

How much did fair market rent change in ZIP 83844 for FY 2027?

The two-bedroom FMR rose 3.9%, from $1,020 in FY 2026 to $1,060 in FY 2027. Since FY 2025 it has risen 14.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set