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Latah County/Moscow/83843

83843

ZIPSAFMR
Latah County, ID
Zillow

ZIP Investment Score

40Below average

095130300
BRFMR
Eff. Rent
0 BR$870$870
1 BR$920$920
2 BR$1,060$1,060
3 BR$1,470$1,470
4 BR$1,770$1,770
5 BR$2,035Not available
6 BR$2,341Not available
7 BR$2,692Not available
8 BR$3,096Not available

Purchase Price Calculator

Maximum purchase price
$95,599

Cost breakdown

+Likely effective rent$1,060
HUD FMRUsed$1,060
Market rentN/A
Est. payment standardN/A
-Principal and interest-$483
Loan amount$76,479
Down payment$19,120
Rate6.50%
Term30 years
-Operating costs-$377
Property taxes-$96
Insurance-$175
Utilities$0
HOA$0
Management-$106
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,291(90.4% ROI)
Projected value
$102,950
Return breakdown
Property appreciation+$7,351
Loan principal paid down+$2,740
Rental cash flow+$7,200
5-year hold
+$29,449(154.0% ROI)
Projected value
$108,162
Return breakdown
Property appreciation+$12,563
Loan principal paid down+$4,886
Rental cash flow+$12,000
10-year hold
+$62,419(326.5% ROI)
Projected value
$122,375
Return breakdown
Property appreciation+$26,776
Loan principal paid down+$11,643
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 83843 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 83843 (Moscow, ID) is $1,060 a month. That is up 3.9% from $1,020 in FY 2026. Moscow is in the Latah County, ID non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,043. Among 13 ZIP codes in Latah County, 83843 is tied for the 11th-highest two-bedroom rent (county range $1,040–$1,380). The median county two-bedroom FMR in Idaho is $1,127, so ZIP 83843 is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 83843
BedroomsFY 2027Change90–110% range
Studio$870+7.4%$783–$957
1BR$920+5.7%$828–$1,012
2BR$1,060+3.9%$954–$1,166
3BR$1,470+3.5%$1,323–$1,617
4BR$1,770+3.5%$1,593–$1,947

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 83843
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$870$920$1,060$1,470$1,770
FY 2026$810$870$1,020$1,420$1,710
FY 2025$720$780$930$1,310$1,580
FY 2024area FMR$703$763$946$1,333$1,605
FY 2023area FMR$619$680$863$1,226$1,470

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Latah County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 83843
83537$1,110+4.7%
83806$1,320+24.5%
83823$1,320+24.5%
83824$1,090+2.8%
83832$1,380+30.2%
83834$1,170+10.4%
83843Current$1,060—
83844$1,0600.0%
83855$1,150+8.5%
83857$1,040−1.9%
83871$1,130+6.6%
83872$1,110+4.7%

Questions about ZIP 83843 rents

How much will Section 8 pay for a two-bedroom in ZIP 83843?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,043, which applies unless the housing authority uses Small Area FMRs, that basic range is $939 to $1,147 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 83843 in?

ZIP 83843 is in the Latah County, ID non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,043.

How much did fair market rent change in ZIP 83843 for FY 2027?

The two-bedroom FMR rose 3.9%, from $1,020 in FY 2026 to $1,060 in FY 2027. Since FY 2025 it has risen 14.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMoscow, ID fair market rentID statewide rentsWhat is SAFMR?Data sources