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93043

ZIPSAFMR
Ventura County, CA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,770$1,950
1 BR$1,970$2,170
2 BR$2,330$2,560
3 BR$3,140$3,280
4 BR$3,650$3,990
5 BR$4,198Not available
6 BR$4,827Not available
7 BR$5,551Not available
8 BR$6,384Not available

Purchase Price Calculator

Maximum purchase price
$318,498

Cost breakdown

+Likely effective rent$2,560
HUD FMR$2,330
Market rent$2,710
Est. payment standard (110%)Used$2,560
-Principal and interest-$1,611
Loan amount$254,799
Down payment$63,700
Rate6.50%
Term30 years
-Operating costs-$749
Property taxes-$318
Insurance-$175
Utilities$0
HOA$0
Management-$256
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,818(64.1% ROI)
Projected value
$342,988
Return breakdown
Property appreciation+$24,490
Loan principal paid down+$9,129
Rental cash flow+$7,200
5-year hold
+$70,132(110.1% ROI)
Projected value
$360,352
Return breakdown
Property appreciation+$41,853
Loan principal paid down+$16,279
Rental cash flow+$12,000
10-year hold
+$151,997(238.6% ROI)
Projected value
$407,705
Return breakdown
Property appreciation+$89,206
Loan principal paid down+$38,790
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.85
1 BR
0.85
2 BR
0.86
3 BR
0.93
4 BR
0.87
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 93043 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 93043 (Port Hueneme Cbc Base, CA) is $2,330 a month. That is down 8.6% from $2,550 in FY 2026. Port Hueneme Cbc Base is in the Oxnard-Thousand Oaks-Ventura, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 50 ZIP codes in Ventura County, 93043 is tied for the 42nd-highest two-bedroom rent (county range $1,980–$4,440). The median county two-bedroom FMR in California is $1,725, so ZIP 93043 is 35% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 93043
BedroomsFY 2027Change90–110% range
Studio$1,770−6.3%$1,593–$1,947
1BR$1,970−7.5%$1,773–$2,167
2BR$2,330−8.6%$2,097–$2,563
3BR$3,140−9.2%$2,826–$3,454
4BR$3,650−9.2%$3,285–$4,015

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 93043
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,770$1,970$2,330$3,140$3,650
FY 2026$1,890$2,130$2,550$3,460$4,020
FY 2025$1,760$2,010$2,410$3,290$3,830
FY 2024$1,610$1,880$2,250$3,090$3,610
FY 2023$1,630$1,920$2,320$3,220$3,790

Two-bedroom rent in nearby Ventura County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 93043
93030$2,120−9.0%
93031$2,430+4.3%
93032$2,430+4.3%
93033$2,010−13.7%
93034$2,430+4.3%
93035$2,590+11.2%
93036$2,370+1.7%
93040$2,030−12.9%
93041$2,3300.0%
93042$2,250−3.4%
93043Current$2,330—
93044$2,430+4.3%

Questions about ZIP 93043 rents

How much will Section 8 pay for a two-bedroom in ZIP 93043?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,330, that basic range is $2,097 to $2,563 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 93043 in?

ZIP 93043 is in the Oxnard-Thousand Oaks-Ventura, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 93043 for FY 2027?

The two-bedroom FMR fell 8.6%, from $2,550 in FY 2026 to $2,330 in FY 2027. Since FY 2023 it has risen 0.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set