93105
ZIPSAFMR
Santa Barbara County, CA
BRFMR
Eff. Rent
0 BR$2,900$2,900
1 BR$3,240$3,240
2 BR$3,690$3,690
3 BR$4,810$4,810
4 BR$5,490$5,280
5 BR$6,313
6 BR$7,261
7 BR$8,350
8 BR$9,602

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.71ratio
FMR$2,900
Market$4,090
vs market-$1,190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.71
1 BR
1 BR
0.78ratio
FMR$3,240
Market$4,130
vs market-$890

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
2 BR
2 BR
0.76ratio
FMR$3,690
Market$4,850
vs market-$1,160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.76
3 BR
3 BR
0.94ratio
FMR$4,810
Market$5,130
vs market-$320

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
4 BR
4 BR
1.04ratio
FMR$5,490
Market$5,280
vs market+$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.04
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$486,416
Rent
$3,690
Down payment
$97,283
Loan
$389,133
Mortgage
$2,460
Expenses
$1,030
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93105 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.