93120
ZIPSAFMR
Santa Barbara County, CA
BRFMR
Eff. Rent
0 BR$2,460$2,460
1 BR$2,740$2,740
2 BR$3,120$3,120
3 BR$4,070$4,070
4 BR$4,640$4,640
5 BR$5,336
6 BR$6,136
7 BR$7,057
8 BR$8,115

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.92ratio
FMR$2,460
Market$2,660
vs market-$200

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
1 BR
1 BR
0.95ratio
FMR$2,740
Market$2,890
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
2 BR
2 BR
0.67ratio
FMR$3,120
Market$4,640
vs market-$1,520

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
3 BR
3 BR
0.67ratio
FMR$4,070
Market$6,110
vs market-$2,040

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
4 BR
4 BR
0.86ratio
FMR$4,640
Market$5,390
vs market-$750

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$401,714
Rent
$3,120
Down payment
$80,343
Loan
$321,371
Mortgage
$2,031
Expenses
$889
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93120 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.