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Madera County/Ahwahnee/93601

93601

ZIPSAFMR
Madera County, CA
Zillow

ZIP Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,300$1,300
1 BR$1,360$1,360
2 BR$1,640$1,640
3 BR$2,260$2,260
4 BR$2,580$2,580
5 BR$2,967Not available
6 BR$3,412Not available
7 BR$3,924Not available
8 BR$4,512Not available

Purchase Price Calculator

Maximum purchase price
$181,787

Cost breakdown

+Likely effective rent$1,640
HUD FMRUsed$1,640
Market rentN/A
Est. payment standardN/A
-Principal and interest-$919
Loan amount$145,429
Down payment$36,357
Rate6.50%
Term30 years
-Operating costs-$521
Property taxes-$182
Insurance-$175
Utilities$0
HOA$0
Management-$164
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,388(72.6% ROI)
Projected value
$195,765
Return breakdown
Property appreciation+$13,978
Loan principal paid down+$5,210
Rental cash flow+$7,200
5-year hold
+$45,180(124.3% ROI)
Projected value
$205,675
Return breakdown
Property appreciation+$23,888
Loan principal paid down+$9,292
Rental cash flow+$12,000
10-year hold
+$97,056(266.9% ROI)
Projected value
$232,703
Return breakdown
Property appreciation+$50,916
Loan principal paid down+$22,140
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 93601 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 93601 (Ahwahnee, CA) is $1,640 a month. That is up 5.1% from $1,560 in FY 2026. Ahwahnee is in the Madera County, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,460. Among 13 ZIP codes in Madera County, 93601 has the 5th-highest two-bedroom rent (county range $1,320–$1,920). The median county two-bedroom FMR in California is $1,725, so ZIP 93601 is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 93601
BedroomsFY 2027Change90–110% range
Studio$1,300+12.1%$1,170–$1,430
1BR$1,360+11.5%$1,224–$1,496
2BR$1,640+5.1%$1,476–$1,804
3BR$2,260+4.1%$2,034–$2,486
4BR$2,580−0.8%$2,322–$2,838

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 93601
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,300$1,360$1,640$2,260$2,580
FY 2026$1,160$1,220$1,560$2,170$2,600
FY 2025$1,120$1,210$1,510$2,120$2,470
FY 2024$1,080$1,090$1,430$1,990$2,200
FY 2023$970$970$1,260$1,790$1,970

Two-bedroom rent in nearby Madera County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 93601
93601Current$1,640—
93604$1,560−4.9%
93610$1,360−17.1%
93614$1,870+14.0%
93636$1,920+17.1%
93637$1,450−11.6%
93638$1,440−12.2%
93639$1,460−11.0%
93643$1,320−19.5%
93644$1,770+7.9%
93645$1,680+2.4%
93653$1,610−1.8%

Questions about ZIP 93601 rents

How much will Section 8 pay for a two-bedroom in ZIP 93601?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,460, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,314 to $1,606 a month; under the ZIP-level Small Area FMR of $1,640 it would be $1,476 to $1,804. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 93601 in?

ZIP 93601 is in the Madera County, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,460.

How much did fair market rent change in ZIP 93601 for FY 2027?

The two-bedroom FMR rose 5.1%, from $1,560 in FY 2026 to $1,640 in FY 2027. Since FY 2023 it has risen 30.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentAhwahnee, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources